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EMI Calculator IFSC Code Blogs FAQsGet IFSC and MICR code of Indian Overseas Bank, Purbi Champaran, Bihar along with the address and contact numbers
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IFSC CODE |
IOBA0000951 (used for RtGS and NEFT transactions) |
MICR CODE |
845020202 |
Bank | INDIAN OVERSEAS BANK |
Address | LAXMI MARKET MAIN ROAD RAXAUL PIN 845305 |
District | PURBI CHAMPARAN |
State | BIHAR |
Branch | RAXAUL |
Phone number | 221072 |
IFSC Code:IOBA0000951 and MICR code: 845020202 for Indian Overseas Bank located at LAXMI MARKET MAIN ROAD RAXAUL PIN 845305 , Contact number 221072 .Timings: Monday to Friday: 10 AM to 4 PM, Saturday - 10 AM to 4 PM(Except 2nd and 4th Saturday).
Indian Overseas Bank customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.
RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the Indian Overseas Bank. You need to provide the following information.
RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.
Fees & Charges for RTGS Transaction by Indian Overseas Bank :
Amount | Charge(per transaction, excluding taxes) |
---|---|
INR 2 lakh(Minimum Amount) | |
Sum between INR 2 lakh to INR 5 lakh |
INR 25 + Applied Taxes |
Sum betwwen INR 5 lakh to INR 10 lakh |
INR 50 + Applied Taxes |
NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.
Fees & Charges for NEFT Transaction by Indian Overseas Bank :
Transaction Charges | NEFT |
---|---|
Cash up to INR 10,000 | INR 2,50 + Applied Taxes |
Sum between INR 10,000 and INR 1 lakh | INR 5 + Applied Taxes |
Sum between INR 1 lakh and INR 2 lakh | INR 15 + Applied Taxes |
Sum between INR 2 lakh and INR 5 lakh | INR 25 + Applied Taxes |
Sum between INR 5 lakh and INR 10 lakh | INR 25 + Applied Taxes |
NEFT Transaction timings specified by Indian Overseas Bank:
Transaction Timings | NEFT |
---|---|
All days except Sundays, 2nd and 4th Saturdays | 8:00 AM to 6:30 PM |
Indian Overseas Bank (IOB) is a major public sector bank based in Chennai (Madras). It has approximately 3400 domestic branches, including 1150 branches in Tamil Nadu, 3 extension counters, and eight branches and offices overseas as of the year 2017. IOB also has an ISO certified in-house Information Technology department.This department developed the software that its branches used to provide online banking to customers. It has achieved 100% networking status as well as 100% CBS status for its branches. IOB has a network of about 3300 ATMs all over India. IOB branches are located in Singapore, Colombo, Seoul, and Bangkok. The representative offices of this bank are present in Guangzhou, Vietnam, and Dubai. IOB also is part-owner of a joint-venture bank in Malaysia.