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EMI Calculator IFSC Code Blogs FAQsDistrict or City wise: Laxmi Vilas Bank IFSC code, MICR code in Kerala
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Branch Name | IFSC | MICR | Address | City & State |
ALAPPUZHA | LAVB0000130 | 26/262 K, ITY CENTER BUILDING, PALACE ROAD, H JUNCTION, LAPPUZHA | ALAPPUZHA - KERALA | |
CALICUT KOZHIKODE | LAVB0000181 | 673056002 | 9 562 KHADEEJA BUILDINGS 1ST FLOORP B NO 188 CHEROOTY ROAD KOZHIKODE | CALICUT - KERALA |
CHALAKUDY | LAVB0000214 | CHEMBANS BUILDING D NO X 478A NORTH BUS STAND JUNCTION MAIN ROAD CHALAKUDY THRISSUR KERALA 680307 | THRISSUR - KERALA | |
COCHIN ERNAKULAM | LAVB0000201 | 682056002 | XXXIX 818CHITTOOR ROAD KARTHIKA 1STFLOOR ERANAKULAM COCHIN 682 016 | KOCHI - KERALA |
GURUVAYOOR | LAVB0000288 | 680056003 | 10 BY 83A RS 114 BY 20GURUVAYOOR | GURUVAYOOR - KERALA |
KOLLAM | LAVB0000399 | NARAYANAN BUSINESS CENTRE KADAPPAKADA JUNCTION KOLLAM 691008 | KOLLAM - KERALA | |
KOTTAYAM | LAVB0000384 | K.M.C.XVI BY 131 E, EAR YWCA, .C.ROAD, OTTAYAM | KOTTAYAM - KERALA | |
MALAPPURAM | LAVB0000966 | 676056152 | ALMANARA COMPLEX DOWNHILL TIRUR ROAD | MALAPPURAM - KERALA |
PALAKAD | LAVB0000546 | 678056002 | 11 BY 1339 MARKET ROADFIRST FLOOR PB NO 307 PALAKKAD 678 014PALAKKAD | PALAKKAD - KERALA |
PERUMBAVOOR | LAVB0000560 | NO 372 A DARSHANAM CHAMBERS MC ROAD PERUMBAVOOR ERNAKULAM KERALA 683542 | PERUMBAVOOR - KERALA | |
THIRUVANANTHAPURAM | LAVB0000749 | 695056001 | T C 9 BY 885, VELLAYAMBALAM SASTHAMANGALAM ROAD THIRUVANANTHAPURAM PIN | TRIVENDRUM - KERALA |
THRISSOOR | LAVB0000744 | 680056002 | XXVII BY 476 1ST FLOOR POTTEKKATT BUILDINGS ROUND EASTTHRISSUR 680 001 | THRISSUR - KERALA |
VALLIKAVU | LAVB0000804 | 690056252 | NEAR TO IBY8AKULASEKHARAPURAM GRAMA PANCHAYAT | KOLLAM - KERALA |
Laxmi Vilas Bank customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.
RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the Laxmi Vilas Bank. You need to provide the following information.
RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.
Fees & Charges for RTGS Transaction by Laxmi Vilas Bank :
Amount | Charge(per transaction, excluding taxes) |
---|---|
INR 2 lakh(Minimum Amount) | |
Sum between INR 2 lakh to INR 5 lakh |
INR 25 + Applied Taxes |
Sum betwwen INR 5 lakh to INR 10 lakh |
INR 50 + Applied Taxes |
NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.
Fees & Charges for NEFT Transaction by Laxmi Vilas Bank :
Transaction Charges | NEFT |
---|---|
Cash up to INR 10,000 | INR 2,50 + Applied Taxes |
Sum between INR 10,000 and INR 1 lakh | INR 5 + Applied Taxes |
Sum between INR 1 lakh and INR 2 lakh | INR 15 + Applied Taxes |
Sum between INR 2 lakh and INR 5 lakh | INR 25 + Applied Taxes |
Sum between INR 5 lakh and INR 10 lakh | INR 25 + Applied Taxes |
NEFT Transaction timings specified by Laxmi Vilas Bank:
Transaction Timings | NEFT |
---|---|
All days except Sundays, 2nd and 4th Saturdays | 8:00 AM to 6:30 PM |
Founded in the year 1926, the Lakshmi Vilas Bank was founded by a group of seven progressive businessmen of Karur under the leadership of Shri V.S.N. Ramalinga Chettiar. The major aim in the incorporation of this bank was to cater to the financial needs of the people in and around Karur who were occupied in trading businesses, industry and agriculture. It was registered under the Indian Companies Act, 1913, and obtained the certificate to commence business on November 10, 1926. In 1958 it became a ‘scheduled commercial bank’ signifying capability to operate as a full-fledged commercial bank.