IFSC and MICR Code for Maharashtra State Cooperative Bank , Mumbai, Maharashtra

Get IFSC and MICR code of Maharashtra State Cooperative Bank, Mumbai, Maharashtra along with the address and contact numbers

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IFSC Details

IFSC CODE

MSCI0082005

(used for RtGS and NEFT transactions)

MICR CODE

400082005

Bank MAHARASHTRA STATE COOPERATIVE BANK
Address 268-272 CONTRACTOR BLDG AMBEDKAR RD PAREL 400012
District MUMBAI
State MAHARASHTRA
Branch PAREL
Phone number 24708687

IFSC Code:MSCI0082005 and MICR code: 400082005 for Maharashtra State Cooperative Bank located at 268-272 CONTRACTOR BLDG AMBEDKAR RD PAREL 400012 , Contact number 24708687 .Timings: Monday to Friday: 10 AM to 4 PM, Saturday - 10 AM to 4 PM(Except 2nd and 4th Saturday).

How to Search for Maharashtra State Cooperative Bank & MICR Codes?

  • You can find the IFSC and MICR codes for any Maharashtra State Cooperative Bank branch printed on the cheque books issued by the bank. Each cheque book has the IFSC code of the branch from where it has been issued.
  • You can find the IFSC or MICR CODE for any branch of Maharashtra State Cooperative Bank via IndiaLends which provides information in a very easy format. All you have to do provide the information such as the bank name, the state and district and the particular branch that you’re looking for. Once you’ve provided that information, the page will immediately display the IFSC and MICR code for the bank that you’ve chosen, along with other relevant information like the address and contact details of the bank.

How do transfer funds using Maharashtra State Cooperative Bank Limited RTGS & NEFT

Maharashtra State Cooperative Bank customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.

Real Time Gross Settlement System (RTGS):

RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the Maharashtra State Cooperative Bank. You need to provide the following information.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank Name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.

Fees & Charges for RTGS Transaction by Maharashtra State Cooperative Bank :

Amount Charge(per transaction, excluding taxes)
INR 2 lakh(Minimum Amount)
Sum between INR 2 lakh to INR 5 lakh INR 25
+ Applied Taxes
Sum betwwen INR 5 lakh to INR 10 lakh INR 50
+ Applied Taxes

National Electronic Funds Transfer (NEFT)

NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

Fees & Charges for NEFT Transaction by Maharashtra State Cooperative Bank :

Transaction Charges NEFT
Cash up to INR 10,000 INR 2,50 + Applied Taxes
Sum between INR 10,000 and INR 1 lakh INR 5 + Applied Taxes
Sum between INR 1 lakh and INR 2 lakh INR 15 + Applied Taxes
Sum between INR 2 lakh and INR 5 lakh INR 25 + Applied Taxes
Sum between INR 5 lakh and INR 10 lakh INR 25 + Applied Taxes

NEFT Transaction timings specified by Maharashtra State Cooperative Bank:

Transaction Timings NEFT
All days except Sundays, 2nd and 4th Saturdays 8:00 AM to 6:30 PM

About Maharashtra State Cooperative Bank

The Maharashtra State Cooperative Bank stands at the helm of three-tier co-operative credit structure in the co-operative movement in Maharashtra. It serves as a balancing center for the surplus resources of co-operatives in the state and thereby ensures their all round development and prosperity. It is not only the biggest co-operative bank in the country but also the only co-operative bank in India which has figured 9 times among the top 1000 banks in the world on the basis of financial soundness.

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