IFSC and MICR Code for The Varachha Cooperative Bank Limited , Surat, Gujarat
Get IFSC and MICR code of The Varachha Cooperative Bank Limited, Surat, Gujarat along with the address and contact numbers
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IFSC Details
IFSC CODE |
VARA0289012 (used for RtGS and NEFT transactions) |
MICR CODE |
395289010 |
| Bank |
THE VARACHHA COOPERATIVE BANK LIMITED |
| Address |
FIRST FLOOR, SWAPN RESIDENCY, YOGI CHOWK, NR.WATER TANK, SURAT-395010 |
| District |
SURAT |
| State |
GUJARAT |
| Branch |
YOGI CHOWK BRANCH |
| Phone number |
2614007211 |
IFSC Code:VARA0289012
and
MICR code: 395289010
for The Varachha Cooperative Bank Limited located at FIRST FLOOR, SWAPN RESIDENCY, YOGI CHOWK, NR.WATER TANK, SURAT-395010
, Contact number 2614007211
.Timings: Monday to Friday: 10 AM to 4 PM, Saturday - 10 AM to 4 PM(Except 2nd and 4th Saturday).
How to Search for The Varachha Cooperative Bank Limited & MICR Codes?
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You can find the IFSC and MICR codes for any The Varachha Cooperative Bank Limited branch printed on the cheque books issued by the bank. Each cheque book has the IFSC code of the branch from where it has been issued.
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You can find the IFSC or MICR CODE for any branch of The Varachha Cooperative Bank Limited via IndiaLends which provides information in a very easy format. All you have to do provide the information such as the bank name, the state and district and the particular branch that you’re looking for. Once you’ve provided that information, the page will immediately display the IFSC and MICR code for the bank that you’ve chosen, along with other relevant information like the address and contact details of the bank.
How do transfer funds using The Varachha Cooperative Bank Limited Limited RTGS & NEFT
The Varachha Cooperative Bank Limited customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.
Real Time Gross Settlement System (RTGS):
RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the The Varachha Cooperative Bank Limited. You need to provide the following information.
- Name of the recipient
- Account number and type of account of the recipient
-
Bank Name, branch, IFSC code of the recipient
- Transfer amount
- Remark to the receiver
RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.
Fees & Charges for RTGS Transaction by The Varachha Cooperative Bank Limited :
| Amount |
Charge(per transaction, excluding taxes) |
| INR 2 lakh(Minimum Amount) |
|
| Sum between INR 2 lakh to INR 5 lakh |
INR 25
+ Applied Taxes
|
| Sum betwwen INR 5 lakh to INR 10 lakh |
INR 50
+ Applied Taxes
|
National Electronic Funds Transfer (NEFT)
NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.
- Name of the recipient
- Account number and type of account of the recipient
- Bank name, branch, IFSC code of the recipient
- Transfer amount
- Remark to the receiver
Fees & Charges for NEFT Transaction by The Varachha Cooperative Bank Limited :
| Transaction Charges |
NEFT |
| Cash up to INR 10,000 |
INR 2,50 + Applied Taxes |
| Sum between INR 10,000 and INR 1 lakh |
INR 5 + Applied Taxes |
| Sum between INR 1 lakh and INR 2 lakh |
INR 15 + Applied Taxes |
| Sum between INR 2 lakh and INR 5 lakh |
INR 25 + Applied Taxes |
| Sum between INR 5 lakh and INR 10 lakh |
INR 25 + Applied Taxes |
NEFT Transaction timings specified by The Varachha Cooperative Bank Limited:
| Transaction Timings |
NEFT |
| All days except Sundays, 2nd and 4th Saturdays |
8:00 AM to 6:30 PM |
About The Varachha Cooperative Bank Limited
The Varachha Cooperative Bank Limited was founded in October 1995 by Shri P. B. Dhakecha. The bank was established to fulfill the need of the people of Surat who felt a dire need to have a bank of their own. Till now, the bank has acquired 19 ATM’s that are installed at various branches. This has led to an access to more than 1.5 lakh ATM’s installed at other nationalized and foreign banks, making it one of the first co-operative banks of Gujarat to do so.
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