IFSC and MICR Code for Union Bank Of India , Gurdaspur, Punjab

Get IFSC and MICR code of Union Bank Of India, Gurdaspur, Punjab along with the address and contact numbers

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IFSC Details

IFSC CODE

UBIN0544124

(used for RtGS and NEFT transactions)

MICR CODE

Bank UNION BANK OF INDIA
Address VANDPO BHUMBLIDISTT GURDASPUR
District GURDASPUR
State PUNJAB
Branch BHUMBLI
Phone number 264416

IFSC Code:UBIN0544124 and MICR code: for Union Bank Of India located at VANDPO BHUMBLIDISTT GURDASPUR , Contact number 264416 .Timings: Monday to Friday: 10 AM to 4 PM, Saturday - 10 AM to 4 PM(Except 2nd and 4th Saturday).

How to Search for Union Bank Of India & MICR Codes?

  • You can find the IFSC and MICR codes for any Union Bank Of India branch printed on the cheque books issued by the bank. Each cheque book has the IFSC code of the branch from where it has been issued.
  • You can find the IFSC or MICR CODE for any branch of Union Bank Of India via IndiaLends which provides information in a very easy format. All you have to do provide the information such as the bank name, the state and district and the particular branch that you’re looking for. Once you’ve provided that information, the page will immediately display the IFSC and MICR code for the bank that you’ve chosen, along with other relevant information like the address and contact details of the bank.

How do transfer funds using Union Bank Of India Limited RTGS & NEFT

Union Bank Of India customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.

Real Time Gross Settlement System (RTGS):

RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the Union Bank Of India. You need to provide the following information.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank Name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.

Fees & Charges for RTGS Transaction by Union Bank Of India :

Amount Charge(per transaction, excluding taxes)
INR 2 lakh(Minimum Amount)
Sum between INR 2 lakh to INR 5 lakh INR 25
+ Applied Taxes
Sum betwwen INR 5 lakh to INR 10 lakh INR 50
+ Applied Taxes

National Electronic Funds Transfer (NEFT)

NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

Fees & Charges for NEFT Transaction by Union Bank Of India :

Transaction Charges NEFT
Cash up to INR 10,000 INR 2,50 + Applied Taxes
Sum between INR 10,000 and INR 1 lakh INR 5 + Applied Taxes
Sum between INR 1 lakh and INR 2 lakh INR 15 + Applied Taxes
Sum between INR 2 lakh and INR 5 lakh INR 25 + Applied Taxes
Sum between INR 5 lakh and INR 10 lakh INR 25 + Applied Taxes

NEFT Transaction timings specified by Union Bank Of India:

Transaction Timings NEFT
All days except Sundays, 2nd and 4th Saturdays 8:00 AM to 6:30 PM

About Union Bank Of India

Founded in November 1919, Union Bank of India is one of the largest Indian-state owned banks in India and is listed in Forbes 2000. In 2017, the bank won the Best Financial Inclusion Initiatives and was a runner-up for the Best Technology Bank of the Year from IBA (Indian Banks’ Association). Presently, the bank operates with 4200+ branches and 36,000 members across the country.

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