IFSC and MICR Code for Utkarsh Small Finance Bank , Saran, Bihar

Get IFSC and MICR code of Utkarsh Small Finance Bank, Saran, Bihar along with the address and contact numbers

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IFSC Details

IFSC CODE

UTKS0001086

(used for RtGS and NEFT transactions)

MICR CODE

841762002

Bank UTKARSH SMALL FINANCE BANK
Address GROUND FLOOR, HHAPRA MADHAURA, AIN ROAD, ILHAURI, IST-SARAN, IHAR 841418
District SARAN
State BIHAR
Branch SILHAURI
Phone number 7766915175

IFSC Code:UTKS0001086 and MICR code: 841762002 for Utkarsh Small Finance Bank located at GROUND FLOOR, HHAPRA MADHAURA, AIN ROAD, ILHAURI, IST-SARAN, IHAR 841418 , Contact number 7766915175 .Timings: Monday to Friday: 10 AM to 4 PM, Saturday - 10 AM to 4 PM(Except 2nd and 4th Saturday).

How to Search for Utkarsh Small Finance Bank & MICR Codes?

  • You can find the IFSC and MICR codes for any Utkarsh Small Finance Bank branch printed on the cheque books issued by the bank. Each cheque book has the IFSC code of the branch from where it has been issued.
  • You can find the IFSC or MICR CODE for any branch of Utkarsh Small Finance Bank via IndiaLends which provides information in a very easy format. All you have to do provide the information such as the bank name, the state and district and the particular branch that you’re looking for. Once you’ve provided that information, the page will immediately display the IFSC and MICR code for the bank that you’ve chosen, along with other relevant information like the address and contact details of the bank.

How do transfer funds using Utkarsh Small Finance Bank Limited RTGS & NEFT

Utkarsh Small Finance Bank customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.

Real Time Gross Settlement System (RTGS):

RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the Utkarsh Small Finance Bank. You need to provide the following information.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank Name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.

Fees & Charges for RTGS Transaction by Utkarsh Small Finance Bank :

Amount Charge(per transaction, excluding taxes)
INR 2 lakh(Minimum Amount)
Sum between INR 2 lakh to INR 5 lakh INR 25
+ Applied Taxes
Sum betwwen INR 5 lakh to INR 10 lakh INR 50
+ Applied Taxes

National Electronic Funds Transfer (NEFT)

NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

Fees & Charges for NEFT Transaction by Utkarsh Small Finance Bank :

Transaction Charges NEFT
Cash up to INR 10,000 INR 2,50 + Applied Taxes
Sum between INR 10,000 and INR 1 lakh INR 5 + Applied Taxes
Sum between INR 1 lakh and INR 2 lakh INR 15 + Applied Taxes
Sum between INR 2 lakh and INR 5 lakh INR 25 + Applied Taxes
Sum between INR 5 lakh and INR 10 lakh INR 25 + Applied Taxes

NEFT Transaction timings specified by Utkarsh Small Finance Bank:

Transaction Timings NEFT
All days except Sundays, 2nd and 4th Saturdays 8:00 AM to 6:30 PM

About Utkarsh Small Finance Bank

The Utkarsh Small Finance Bank started as a microfinance institution(NBFC-MI) and grew into a growing Small Finance Bank. In the year 2016, the bank was awarded the “Skoch Order of Merit”. The bank has now received the status of “Scheduled Commercial Bank” and has started a wholesale lending business. With a customer base of 8000, the company has been growing significantly ever since and now has a base of 15 lakhs.

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