Get an instant approval on your online Personal Loan at the lowest interest rates through IndiaLends. Axis Bank offers a wide range of financial products to their customers to meet their immediate requirements. Being the third largest private sector bank in India, the institution also offers personal loans to their customers for various purposes like traveling, wedding, home renovation, buying a property etc. It aims at providing its customers with a hassle- free experience with various financial solutions.
You can benefit from the attractive loan offers and several other product features at Axis Bank. Here are a few reasons for choosing Axis Bank for a personal loan.
The rate of interest will range from 15.50% to 24%. It will depend on the customer’s credit score, credit history, the relationship with the bank, and finally the bank’s internal policies.
Starting From Rs. 50,000 up to Rs. 15 lakhs
15.50% to 24%
1.50% to 2.00% + Service Tax as applicable
1 to 5 years
21 years up to 60 years
Be it a wedding, refinancing your home, paying your college fees or planning a holiday, a personal loan from Axis bank can help you fulfill all your requirements. Personal loans are therefore also known as multi-purpose loans as they can be used for various purposes.
Axis personal loans are available for both, self-employed individuals and salaried working professionals. At Axis Bank, the minimum personal loan amount is Rs. 50,000 and the maximum is Rs.15 lacs.
Fixed Rate of Interest
The rate of interest is fixed and is charged on monthly reducing basis. It is calculated on the overdue amount i.e., the amount to be repaid after the EMI and Interest paid.
Flexible loan tenure, EMI and Payment Options
Axis bank offers personal loan at attractive interest rate with a loan tenure ranging between 12 months to 60 months. You can pay the loan in easy installments and can choose an EMI plan which best suits your current financial position.
Personal Loans Repayment Options:
Personal Loan as an Unsecured Loan
You can avail an unsecured personal loan from Axis bank without any guarantor or security.
Taking a personal loan from Axis bank involves a simple and easy process. You can apply for a personal loan online and receive an easy personal loan approval as there is minimal paperwork involved during the process.
Affordable Interest Rates
Axis Bank Personal Loan can be availed at interest rates ranging from 15.50% to 24%. However, the rate of interest can vary with each customer depending on his/her credit score, repayment history and the internal policies of the bank.
|Processing Fee||Axis Bank will charge for a processing fee of 1.50% to 2.00% + Service Tax as applicable as processing fees.|
|Foreclosure Charges||In case you want to repay your entire loan amount before the loan period ends, Axis Bank allows prepayment of personal loan with NIL foreclosure charges.|
For Salaried Employees
Age Requirement: Minimum 21 years of age and maximum 60 years of age.
Minimum Net Salary: Rs. 18,000
Employees of Public and private limited companies
Public and private limited companies
Government sector employees including Public Sector Undertakings and central and local bodies
Complete online loan application
Fill it up online within two minutes
Aadhar Card/Voter Id Card/Passport/Driving License
Salary slip of the last 3 months with Form 16
Bank statement of last 3 months or bank passbook of 6 months
Aadhar Card/Passport/Telephone or Electricity Bill/Ration Card/Rental Agreement
Axis Bank has collaborated exclusively with IndiaLends, an online marketplace which offers low-interest personal loans best suited for your needs. If you are seeking a Personal Loan with Axis Bank, you can simply fill up an online loan application form after checking your Axis Bank Personal Loan Eligibility. Moreover, you can use an online Personal Loan EMI calculator available at our website to calculate your affordability.
At IndiaLends, you can receive personalised loan offers and best deals at the best rate of interest. This is due to a tie-up with Axis Bank, which helps you get the best deal on your personal loan as per your profile.
You will get an instant approval on your personal loan after you fill in an easy online application form.
Soon after the loan is approved, the funds are transferred right into the borrower’s bank account within two working days. Thus, we need no room for delay.
After submission of your loan application at IndiaLends, you can track your application online and moreover, will receive updates of your submitted application form using both email and SMS.
IndiaLends has a dedicated customer support team and helpline which is always ready to help with any grievances or questions from loan applicants.
At IndiaLends, applying for a Axis Bank Personal Loan is a simple process.
Fill up an online loan application form
We will review your application and
give you a decision within minutes
You will be receiving your cash within few days
We will forward your loan application to your nearest Axis Bank branch. You can also check the status of your loan application through SMS alerts as well as emails.