Blogs > Unlock the ultimate shopping experience: top credit cards for shopaholics 2024
Unlock the ultimate shopping experience: top credit cards for shopaholics 2024
Are you also
a shopaholic, constantly on the hunt for the best deals and rewards? Now get
ready to level up your shopping game with your trusty credit cards in your
wallet that not only pays for your purchases but also showers you with amazing
discounts and benefits. We’ve handpicked a list of credit cards that can help
you enhance your shopping experience.
1). Axis Bank Neo Credit Card
joining fees: Rs250
- 10% off on
every purchase of a movie
- 10% off on
shopping with Myntra on each instance at spending of at least Rs 500
- 40% off on
Zomato on food delivery
- 10% off on
Blinkit
- 5% off on
utility bill payments via Amazon Pay
- 1 reward
points on every Rs 200 spent
- Minimum 15%
discount at partnered restaurants across India.
2). Axis Bank Ace Credit Card
joining
fees: Rs499
- 5% cashback
on every bill payment, DTH recharge, and mobile recharge initiated via Google
Pay4% cashback on Swiggy, Ola, and Zomato
- 1.5%
cashback on all other spends.
- Up to 4
complimentary domestic lounge visits in a year, as per your spends
- 1% fuel
surcharge waiver across all fuel stations on transactions between Rs.400 to
Rs 4,000
3). SBI SimplyCLICK Credit Card
Joining
fees: Rs499
- Gift Voucher
worth Rs.500 from Amazon as a welcome gift
- 10 reward
points per Rs.100 on online purchases made on Apollo 24×7/BookMyShow/
Cleartrip/ Dominos/ Eazydiner/ Myntra/ Netmeds/ Yatra
- 5 reward
points per Rs.100 on other online spends.
- 1 reward
point per Rs.100 spent on other categories.
- Cleartrip/
Yatra e-voucher worth Rs. 2,000 on reaching spend milestones of Rs.1 Lakh and
Rs.2 Lakh
4).
American Express Smart Earn Credit Card
Joining
fees: Rs495
- 10X
Membership Rewards Points on Zomato, Flipkart, Myntra, Blinkit, Uber, Nykaa,
Ajio, PVR, BookMyShow & more
- 5X
Membership Rewards Points per Rs. 50 spent on Amazon and Paytm Wallet up to 250
points per month.
- 1 Membership
Rewards Point per Rs. 50 spent on other categories.
- On Spending
INR 2500 in a month on our 10X Partner (BookMyShow, Flipkart, Uber and other
partners), you will earn 500 Membership Rewards points
- On Spending INR 2500 in a month on our 5X
Partner (Amazon and Paytm Wallet), you will earn 250 Membership Rewards points.
Rs. 500 cashback on spending Rs.10,000 in the first 90 days of card membership - Annual fee
waived off on spending Rs.40,000 in the previous year
- Rs.500
voucher each on annual spends of Rs.1.20 lakh, Rs.1.80 lakh & Rs.2.40
lakh respectively
5). HDFC Moneyback Credit Card
Joining
fees: Rs500
- 10X
CashPoints on Flipkart, Amazon, Swiggy, Reliance Smart SuperStore &
BigBasket
- 5X
CashPoints on EMI spend at merchant locations.
- 2 CashPoints
per Rs. 150 spent on other categories (except fuel, wallet reload, prepaid card
loads, voucher purchases)
- Activation
benefit of 500 CashPoints wherein, 1 CashPoint = Re. 0.25
- 1% fuel
surcharge waiver on a minimum transaction of Rs. 400 and a maximum transaction
of Rs. 5,000
6).
Flipkart Axis Bank Credit Card
Joining
fees: Rs500
- 5% cashback
on Flipkart
- 4% cashback
on shopping with other preferred merchants
- 1% cashback
across all other categories
- Rs. 600
worth of joining and activation benefits from Flipkart and Swiggy
- Up to 4
complimentary domestic lounge visits every year, as per your spends.
- 15% discount
on dining at 10,000+ partner restaurants under Axis Bank Dining Delights
- 1% fuel
surcharge waiver for transactions worth Rs. 400 to Rs. 4,000
- For larger
purchases, cardholders can avail themselves of convenient EMI (Equated Monthly
Installment) options.
7).
Cashback SBI card
joining
fees: Rs999
- 5% cashback
on all online spends with no merchant restrictions.
- 1% flat
cashback on all offline transactions
- 1% fuel
surcharge waiver across all petrol pumps in India, applicable on transactions
between Rs. 500 to Rs. 3,000
- Annual fee
waiver on spending Rs. 2 lakh in the preceding year
8). HDFC Millennia Credit card
Joining
fees: Rs1,000
- 5% cash back
on purchases made at Amazon, Flipkart, Myntra, Tata CLiQ, Uber, and Zomato.
- 1% cashback
on all other spends except fuel.
- Rs1000
worth gift vouchers on spends of Rs1,00,000 and above in each calendar
quarter.
- Up to 20% discount
on partner restaurants via Swiggy Dineout.
- 1% fuel
surcharge waiver, up to Rs250 in a month on transactions between Rs400 to Rs5,000.
In the world
filled with endless shopping opportunities, having the right credit card by
your side can make all the difference. From exclusive discounts to cashbacks
and complimentary perks your credit card is like your shopping buddy that
offers benefits to suit every shopper’s needs. Whether you’re an online shopper
or love to explore different stores these credit cards can enhance your
shopping experience and unlock exciting offers. Happy shopping!