Citi Bank Credit Cards
The Citi Bank started its banking operations in 1902. It is the most significant market player and an important foreign investor in the financial market of India. Among all the financial services of India, the most popular ones are credit cards. The bank has designed credit cards for each of the categories like travel cards, shopping credit cards, fuel, or lifestyle categories with one objective, offering countless benefits to its present and prospective credit cardholders. Making all these features available in credit cards, Citi bank has been a major player in the Credit Card segment with about 2.3 million credit cards in force.
The eligibility criteria to apply for Citi Bank Credit Card
- The minimum age to apply for Citi Bank Credit card is 18 years and the maximum is 70 years old.
- Must be having a good credit score i.e., 700 or above
- The applicant must have a fixed monthly income. The minimum monthly income requirement to apply for a credit card is Rs 15000 per month.
- Must be a resident of India
Documents required to apply for a Credit Card
Both Self-employed and Salaried
- Completed application form
- Passport-size photographs
- Proof of identity (copy of PAN, Aadhaar, passport, etc.)
- Proof of residence (utility bills, driving license, PAN, Aadhaar, etc.)
Salaried- Income proof
- Latest salary slips
- Form 16
- Bank statements
Self-employed- Income Proof
- Income proof
- Statement of accounts
- Proof of business
Features and benefits of applying for a Citi Bank Credit Card
- The credit card reward points easily redeemed to claims gifts from the catalogue of the company.
- One can avail of the benefit of Airmiles and free airport lounge access.
- Easy payment of utility bills.
- Attractive reward points
- Cashback and discount offer at merchant stores both online and offline
Popular Categories of Citi Bank Credit Card
- Travel Credit Card
- Shopping Credit Card
- Rewards Credit Card
- Cashback Credit Card
- Fuel Credit Cards
- Lifestyle Credit Cards
- Corporate Credit Cards
Popular Citi Bank Credit Cards of India
| Name of the Card | Joining Fee | Annual fee |
| Citi Prestige Travel Credit Card | Rs 20,000 | Rs 20,000 |
| Citi PremierMiles Credit Card | Rs 3000 | Rs 3000 |
| Indianoil Citi Platinum Fuel Credit Card | Nil for the First year | 1,000 (Annual fee will be waived on spending Rs.30,000 or more in a membership year) |
| Indianoil Citi Titanium Credit Card | Nil for the First Year | 1,000 (Annual fee will be waived on spending Rs.30,000 or more in a membership year) |
| Citi Rewards Credit Card | Rs 1000 | 1,000 (Annual fee will be waived on spending Rs.30,000 or more in a membership year) |
| Citi Rewards Domestic Credit Card | Rs 1000 | 1,000 (Annual fee will be waived on spending Rs.30,000 or more in a membership year) |
| Citi Cash Back Credit Card | Rs 500 | Rs 500 |
| First Citizen Citi Credit Card | Rs 500 | 500 (Annual fee will be waived on spending Rs.30,000 or more in a membership year) |
How to apply for Citi Bank Credit Card
We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:
- Click here to start the application process.
- Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
- Find your preferred HDFC credit card from the list and check your eligibility for the same.
- If eligible, you can complete the online application
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
How to apply for Citi Bank Credit Card on their official website?
- Visit the official website of Citi Bank
- Click on the ‘Credit Cards’
- Click on the ‘Apply Now’ button
- Fill in your personal and income details
- Submit the application
- The executive will come to pick the necessary documents
- The bank would verify the details properly before approving the application
Why to choose Citi Bank Credit Cards?
There are countless benefits associated with Citi Bank Credit cards like international recognition, reward schemes, and wide acceptance.
Insurance Benefits: There are many Citi Bank Credit Cards that is offering insurance benefits having features like lost luggage insurance, accidental insurance, or health insurance.
Reward programs: The Citi Bank Reward program makes you earn an exciting reward program at an accelerated rate and redeem it against exclusive vouchers, special deals, and merchandise.
Variety of Credit Cards: There's one Citibank card for everyone - with a wide range of specially crafted cards, you will be able to easily find the card which is best suited for your lifestyle needs.
