First Citizen Citi Credit Card

The Citi Bank in collaboration with the Shoppers Stop has designed First Citizen Citi Credit Card. It is one of the low-interest rate credit cards of Citi Bank. The card makes enjoy a host of rewards and benefits to all the loyal customers of Shoppers Stop. Swipe your First Citizen Citibank Credit Card and ask the cashier at the payment counter, to redeem your First Citizen Reward Points against purchases made. The interest rate levied on this card is 2.5% per month.

Features of First Citizen Citi Credit Card

  • 24x7 customer support services
  • On making the first transaction, the credit cardholder will get Shoppers Stop Voucher worth Rs 250 each which is redeemable at Shoppers Stop within the first month of the card issuance.
  • Earn 1 First Citizen Point for every Rs 100 spent.
  • Get Citi Alerts and track the account activity with free SMS and email alerts.
  • Get Service Access to SMS Banking, Mobile Banking, Citi Phone Banking, and Citibank Online.
  • Get secure online utility bill payment services with over 150 listed service providers across the country.

Benefits of First Citizen Citi Credit Card

Reward type: Offered on Dining and Shopping

Welcome Benefit: Get welcome vouchers worth Rs. 2050. Easily redeemable in Shoppers Stop and Home Stop

Reward benefits of First Citizen Citi Credit Card

  • Earn 7 First Citizen Points per Rs.100 spent at Shoppers Stop for private label brands.
  • 5 First Citizen Points are earned on each Rs.100 spent at Shoppers Stop for other brands.
  • 1 First Citizen Point is earned per Rs. 100 spent elsewhere

Instant Redemption

1 Reward Point = Rs. 0.6 for redemption

Annual Fee Waiver

Annual fee waived on spending worth Rs. 30,000 in a membership year

Dining Benefits

Get a 15% discount on dining bills at partnered restaurants.

The eligibility criteria to apply for First Citizen Citi Credit Card:

  • Must be a citizen of India
  • The minimum age to apply for a credit card is 21 years and the maximum is 65 years.
  • Must be having a good credit score of 750, or above
  • Must have job stability for at least a year.

The documents required to apply for First Citizen Citi Credit Card:

Both Self-employed and Salaried

  • Completed application form
  • Passport-size photographs
  • Proof of identity (copy of PAN, Aadhaar, passport, etc.)
  • Proof of residence (utility bills, driving license, PAN, Aadhaar, etc.)

Salaried- Income proof

  • Latest salary slips
  • Form 16
  • Bank statements

Self-employed- Income Proof

  • Income proof
  • Statement of accounts
  • Proof of business

First Citizen Citi Credit Card Fee and Charges

Joining Fee Rs 500
Annual Fee Rs 500
Cash Advance Fee 2.5% on the amount withdrawn with subject to minimum of Rs. 500
Over-limit Charge 2.5% of the amount over the credit limit
Railway Ticket booking surcharge 1.8% of the transaction value
Re-issue of damage or stolen credit card Rs 100
Credit Card statement Request Rs 100
Outstation Cheque Charge Up to Rs.10000 – Rs.50 per cheque
Rs.10001 to Rs.100000 – Rs.100 per cheque
Amount above Rs100001 – Rs.150 per cheque

How to apply for Citi Credit Cards at IndiaLends?

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred Citi credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.