Essential Documents for Health Insurance Policy
Documentation is one of the main aspects which needs to be considered before purchasing a health insurance plan. It will help you to make the whole process of purchasing quicker and smoother. Usually, the insurance company asks for the simple documents which can be any of them such as identity proof, age proof, address proof, passport size photographs, medical reports and proposal form. For your better understanding, here we have mentioned the list of all the documents which you would need while buying a health insurance plan.
Proof of Age
While purchasing a health insurance policy, you will be required to submit the age proof of all individuals who are going to be covered by the plan.
The following are the documents that are acceptable as proof of age:
- Birth certificate
- Passport
- 10th or 12th class marks card
- Voter’s ID
- PAN card
- Aadhaar card
- Driving license
Proof of Identity: The following documents can be submitted as ID proof:
- Aadhaar card
- PAN card
- Voter’s ID
- Passport
- Driving license
Proof of Residence
A permanent address proof is also required from the applicants while applying for a health insurance policy. The following are the list of documents that can be submitted as residence proof
- Telephone bill
- Passport
- Electricity bill
- Driving license
- Voter’s ID
- Aadhaar card
- Ration Card
- Passport-sized photographs (if demanded by the insurer)
- Medical reports (if demanded by the insurer)
- Proposal form duly filled and signed
Some of the health insurance companies will also require applicants to undergo certain medical examinations to qualify for the coverage. Also, insurers can request other documents as well apart from the ones mentioned above.
Bottom Line
If you are willing to purchase a health insurance policy, it is advisable to keep these aforementioned documents handy to get the medical cover in a hassle-free way.
