As per regulation, Banks or financial institutions can lend up to 80% of the cost of the property. 20% of
the money is expected to be paid by you as a down payment for the loan. This can be paid from your
savings, investments, opting for a personal loan, pledging your investments, getting loan against your
insurance policy etc. The down-payment is made directly to the financial institution, IndiaLends doesn’t
charge any fees or commissions for its services.