IFSC and MICR Code for Laxmi Vilas Bank , Thrissur, Kerala

Get IFSC and MICR code of Laxmi Vilas Bank, Thrissur, Kerala along with the address and contact numbers

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IFSC Details

IFSC CODE

LAVB0000744

(used for RtGS and NEFT transactions)

MICR CODE

680056002

Bank LAXMI VILAS BANK
Address XXVII BY 476 1ST FLOOR POTTEKKATT BUILDINGS ROUND EASTTHRISSUR 680 001
District THRISSUR
State KERALA
Branch THRISSOOR
Phone number 2331053

IFSC Code:LAVB0000744 and MICR code: 680056002 for Laxmi Vilas Bank located at XXVII BY 476 1ST FLOOR POTTEKKATT BUILDINGS ROUND EASTTHRISSUR 680 001 , Contact number 2331053 .Timings: Monday to Friday: 10 AM to 4 PM, Saturday - 10 AM to 4 PM(Except 2nd and 4th Saturday).

How to Search for Laxmi Vilas Bank & MICR Codes?

  • You can find the IFSC and MICR codes for any Laxmi Vilas Bank branch printed on the cheque books issued by the bank. Each cheque book has the IFSC code of the branch from where it has been issued.
  • You can find the IFSC or MICR CODE for any branch of Laxmi Vilas Bank via IndiaLends which provides information in a very easy format. All you have to do provide the information such as the bank name, the state and district and the particular branch that you’re looking for. Once you’ve provided that information, the page will immediately display the IFSC and MICR code for the bank that you’ve chosen, along with other relevant information like the address and contact details of the bank.

How do transfer funds using Laxmi Vilas Bank Limited RTGS & NEFT

Laxmi Vilas Bank customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.

Real Time Gross Settlement System (RTGS):

RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the Laxmi Vilas Bank. You need to provide the following information.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank Name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.

Fees & Charges for RTGS Transaction by Laxmi Vilas Bank :

Amount Charge(per transaction, excluding taxes)
INR 2 lakh(Minimum Amount)
Sum between INR 2 lakh to INR 5 lakh INR 25
+ Applied Taxes
Sum betwwen INR 5 lakh to INR 10 lakh INR 50
+ Applied Taxes

National Electronic Funds Transfer (NEFT)

NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

Fees & Charges for NEFT Transaction by Laxmi Vilas Bank :

Transaction Charges NEFT
Cash up to INR 10,000 INR 2,50 + Applied Taxes
Sum between INR 10,000 and INR 1 lakh INR 5 + Applied Taxes
Sum between INR 1 lakh and INR 2 lakh INR 15 + Applied Taxes
Sum between INR 2 lakh and INR 5 lakh INR 25 + Applied Taxes
Sum between INR 5 lakh and INR 10 lakh INR 25 + Applied Taxes

NEFT Transaction timings specified by Laxmi Vilas Bank:

Transaction Timings NEFT
All days except Sundays, 2nd and 4th Saturdays 8:00 AM to 6:30 PM

About Laxmi Vilas Bank

Founded in the year 1926, the Lakshmi Vilas Bank was founded by a group of seven progressive businessmen of Karur under the leadership of Shri V.S.N. Ramalinga Chettiar. The major aim in the incorporation of this bank was to cater to the financial needs of the people in and around Karur who were occupied in trading businesses, industry and agriculture. It was registered under the Indian Companies Act, 1913, and obtained the certificate to commence business on November 10, 1926. In 1958 it became a ‘scheduled commercial bank’ signifying capability to operate as a full-fledged commercial bank.

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