L&T Financial services

L&T finance offers two-wheeler loans specially tailored to suit your needs and to provide financial assistance to buy a dream bike of your choice at an affordable interest rate. Under the two-wheeler loan scheme of L&T finance, one may get a loan up to 95% of the on-road cost of the vehicle. The loan repayment tenure ranges from 12 months to 48 months. It even offers two-wheeler loans without income proof.

Features and benefits of L&T finance Two-wheeler loans in India

  • Quick loan approval.
  • Loan options are available for salaried as well as non-salaried individuals.
  • Easy documentation process.
  • Loan available without income proof (conditions apply).
  • Branches spread across India.
  • Avail funding up to 95% of the on-road price (conditions apply)

Two-wheeler loan eligibility criteria

  • The minimum age to apply for a two-wheeler loan is 21 years and the maximum is 65 years.
  • Must be an Indian resident
  • Both Salaried and Self-employed can apply for two-wheeler loans in India.
  • The minimum annual income requirement to apply for a two-wheeler loan with L&T is Rs 50,000.
  • Must be having a credit score of 750, or above to apply for a loan.

The documents required to apply for a two-wheeler loan with L&T finance 

Without income proof

Valid identity proof: Aadhar Card, PAN Card, etc.

Valid address proof: Utility bills (Electricity bill, Gas passbook, etc.), Passport, etc.

2 cheques in case of paper mandate

With income proof

  • Valid identity proof: Aadhar Card, PAN Card, etc.
  • Valid address proof: Utility bills (Electricity bill, Gas passbook, etc.), Passport, etc.
  • Valid address proof: Utility bills (Electricity bill, Gas passbook, etc.), Passport, etc.
  • Valid income proof: Pay-slips, bank statements, etc.
  • 2 cheques in case of paper mandate

How to apply for L&T financial service Two-wheeler loans?

  • Log on to the website of L&T financial services.
  • After that, on the top of the menu, look for the option’ Two-Wheeler loans.
  • On this page, you will be required to fill in a form with the following details– First name, last name, mobile phone number, email address, product category (Two Wheeler Loan, in this case), subject, and additional comments.
  • You can choose to get a callback or email communication from L&T Financial Services under the ‘Subject’ tab.
  • Once all the details mentioned above are duly filled up, click on the ‘Submit’ button.
  • Your request will be processed thereafter and L&T Financial Services will communicate with you for your loan requirement accordingly.