Best Travel Credit Cards of 2018
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Indialends, 02 Oct 2025

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Best Travel Credit Cards of 2018

Feb 10, 2018

Be it within India, or abroad, all of us love traveling. Camping out in the desert, skiing in the snow-covered mountains, walking on the beach in the sunset, we want to explore new places, and ravel in the sheer beauty of nature. However, most of us always complain that we can’t quite travel as much as we want to. Not anymore though! If you get the best travel credit card, you can start turning all your travel plans into a reality from today.

Wondering how? The best travel credit cards help you maximize your savings with reward points and offers on all your travel needs. Not only can you get flight tickets and hotel bookings for cheaper, but also use the reward points you collect by turning them back into cash.

We have put together a list of top travel credit cards to apply for:

American Express Platinum Travel Card:

The perfect card for a premium travel spender. In addition to providing you travel offers and discounts, it also gives you the opportunity to earn manifold points and redeem these points for all your travel needs.

Card Information

Joining Bonus 5,000 Bonus Membership Rewards Points or Travel Vouchers worth ₹4000
Rewards 1 reward points for every ₹50 spent
Milestone Rewards   Earn upto 10,000 Bonus membership reward points, or travel voucher worth upto ₹10,000
Other Benefits Complimentary airport lounge access and exciting benefits on bookings through MakeMyTrip.
Joining Fee ₹3,500 plus taxes
Annual Fee ₹5,000 plus taxes

 

Non-Travel Highlight: The major benefit of this card is that unlike with other cards which give you 1 point for every ₹100 of ₹150 spent, with this card you receive  1 membership reward point for every ₹50 spent on any purchase except for fuel, insurance, utilities and cash transactions.

 

Citi PremierMiles Card

The Citi PremierMiles Card is a good credit card to start with. With this card, instead of reward points, you collect miles, which you can redeem for all your travel needs. The best part is that you can use this card for any airline.

Card Information

Joining Bonus 10,000 Bonus Miles
Rewards 10 miles for every ₹100 spent on all airline transactions /10 miles for every ₹100 spent with partner merchants /4 miles for every ₹ 100 spent on all other transactions
Rewards Highlight     Your reward points never expire
Other Benefits Complimentary airport lounge access and Air accident insurance upto ₹1 crore.
Joining Fee ₹3,000
Annual Fee ₹3,000 from second year onwards


Non-Travel Highlight: The biggest highlight of this card is that the reward points you collect will never expire. So you don’t have to worry about keeping a track of the expiry date for your points, and you can redeem them anytime you like. Or collect them for some big plan.

 

ICICI Jet Sapphiro Card

This card is in association with Jet Airways and offers the most benefits for individuals who fly Jet Airways often. It gives your travel a premium feel with dedicated check-in and an additional baggage allowance of 10 kg on domestic flights. Also, instead of reward points, you earn JPMiles with this card.

Card Information

Joining Bonus      10,000 welcome bonus JPMiles and a complimentary Jet Airways air ticket code
Rewards Earn upto 7 JPMiles/₹100 spent on the card
Bonus 5,000 renewal bonus JPMiles and a complimentary Jet Airways air ticket code every year on renewal
Other Benefits Complimentary airport lounge access, golf rounds, movie tickets, discounts on dining and more! Also earn upto 2X rewards on international spends.
Joining Fee  ₹2,500
Annual Fee  ₹5,000 from second year onwards


Non-Travel Highlight: The non-travel highlight for this card is that you can earn upto 2X rewards on international spends. So you can maximize your savings, and use these points to further your travel needs.

 

SBI IRCTC Platinum Card

While most cards provide great benefits for flight ticket bookings and hotel bookings, this card is meant for those who travel by train within India. What’s for the taking here? To begin with, you can enjoy 10% value back for all your train ticket bookings through IRCTC.

Card Information

Joining Bonus              350 Bonus points
Rewards 1 reward point for every ₹125 spent
Additional Offers Also enjoy offers on air ticket bookings
Other Benefits Get 10% value back on your train ticket bookings through IRCTC. Save transaction charges on railway ticket bookings, and enjoy fuel surcharge waiver.
Joining Fee ₹500
Annual Fee ₹300 from second year onwards

 

Non-Travel Highlight: With this card, you can also enjoy great offers on travel, golf, dining and other entertainment options from Visa. So, don’t let the fun stop at just the travel.

 

Get a Card Like a Pro:

All these cards sound exciting, don’t they? Well today getting your very own card is easier than ever. You can simply apply for the best credit card online, and see the offers on your fingertips.

What’s more? You can even get instant approval with a high credit score.

So, wait no longer! Get a good travel card for all your travel needs, and your vacation plans will no longer only be a dream.

FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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