Indialends, 11 Sep 2025

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Best Credit Cards for Amazon & Flipkart Sales 2025: Save More This Festive Season

What’s Inside This Blog?

Why Credit Cards Are a Must-Have During Festive Sales Best Credit Cards for Amazon Great Indian Festival 2025 Best Credit Cards for Flipkart Big Billion Days 2025 Quick Comparison of Best Credit Cards Tips to Maximize Your Savings

Best Credit Cards for Amazon & Flipkart Sales 2025: Save More This Festive Season

Introduction

India’s festive shopping season is incomplete without the Amazon Great Indian Festival and Flipkart Big Billion Days. Every year, millions of shoppers wait for these mega sales to grab the best deals on smartphones, electronics, fashion, home appliances, and more. In 2025, both sales will begin on 23rd September, with early access on 22nd September for Amazon Prime and Flipkart Plus members.

But here’s the trick: while discounts on products are attractive, the biggest savings often come from using the right credit card. With benefits like instant discounts, cashback, reward points, and no-cost EMI options, the right card can turn your shopping spree into a money-smart move.

In this blog, we’ll explore the best credit cards for Amazon and Flipkart sales in 2025, compare their benefits, and give you insider tips to maximize your festive savings.

💳 Ready to apply? Check and compare IndiaLends Credit Cards to find the perfect match.

Why Credit Cards Are a Must-Have During Festive Sales

Before diving into the list of top credit cards, let’s understand why credit cards are a game-changer during Amazon and Flipkart sales:

1.     Instant Discounts – Partner banks like SBI, Axis, ICICI, and HDFC typically offer 10% off instantly on selected products.

2.     Cashback & Rewards – Beyond discounts, you earn cashback or reward points on every spend.

3.     No-Cost EMI – Spread the cost of big-ticket items like iPhones, laptops, or refrigerators into easy EMIs.

4.     Early Access – Some cards give priority access to deals before they open to all customers.

5.     Additional Perks – Lounge access, fuel surcharge waivers, dining discounts, and more.

👉 Not sure which card suits you? Compare offers on IndiaLends Credit Cards.

Best Credit Cards for Amazon Great Indian Festival 2025

1. Amazon Pay ICICI Credit Card

The Amazon Pay ICICI Credit Card is a must-have for Amazon shoppers. Co-branded with ICICI Bank, it offers unmatched cashback for Amazon purchases.

Benefits:

• Prime members: 5% cashback on Amazon shopping.
• Non-Prime members: 3% cashback.
• 2% cashback on Amazon Pay partner merchants.
• 1% cashback on all other spends.
• No joining or annual fee – Lifetime free.
• Cashback is credited as Amazon Pay balance, usable across thousands of partners.

Why it’s great for 2025 sales:
Amazon has partnered with SBI Credit Cards for instant 10% discounts during the Great Indian Festival (TOI), but if you want year-round benefits + festival savings, Amazon Pay ICICI is unbeatable.

👉 Apply for ICICI Credit Cards at IndiaLends.

2. HDFC Millennia Credit Card

The HDFC Millennia Credit Card is designed for young, digital-savvy shoppers who shop online frequently. It covers both Amazon and Flipkart, making it versatile for sales.

Benefits:

• 5% cashback on Amazon, Flipkart, Myntra, and select online merchants.
• 1% cashback on all other spends.
• Complimentary domestic airport lounge access (4 visits/year).
• Annual fee waived on spends above ₹1 lakh.
• Cashbacks credited directly to your account.

Why it’s great for 2025 sales:
Covers both Amazon and Flipkart, ensuring savings regardless of platform. Plus, lounge access makes it perfect for frequent travelers.

👉 Compare HDFC Credit Cards on IndiaLends.

Best Credit Cards for Flipkart Big Billion Days 2025

3. Flipkart SBI Credit Card (New 2025 Launch)

Launched in 2025, the Flipkart SBI Credit Card is the newest entrant with up to 7.5% cashback and extensive partner benefits.

Benefits:

• 7.5% cashback on Flipkart and select merchants.
• Benefits extend to Myntra, Zomato, Uber, and PVR.
• Automatic cashback credit to account.
• Attractive welcome bonus on signup.

Why it’s great for 2025 sales:
As Flipkart’s co-branded SBI offering, this card will likely feature in bank tie-ups for the Big Billion Days 2025, giving double-dip benefits (instant discount + cashback). (Economic Times)

👉 Explore SBI Credit Cards on IndiaLends.

4. Flipkart Axis Bank Credit Card

The Flipkart Axis Bank Credit Card has been around for years and remains a strong contender for Flipkart loyalists.

Benefits:

• 5% cashback on Flipkart & Myntra.
• 4% cashback on partners like Swiggy, Uber, and PVR.
• 1.5% cashback on all other spends.
• Complimentary lounge access at domestic airports.
• Annual fee waiver on minimum spends.

Why it’s great for 2025 sales:
It directly competes with the SBI Flipkart Card. If you already hold it, you’ll continue to get 5% cashback PLUS sale discounts.

👉 Check Axis Bank Credit Cards here.

Quick Comparison of Best Credit Cards

Tips to Maximize Your Savings

1.     Use Instant Discounts: Amazon has tied up with SBI Credit Cards and Flipkart with SBI/Axis for 10% instant discounts (Navbharat Times).

2.     Stack Offers: Combine platform coupons, bank discounts, and card cashback.

3.     Opt for No-Cost EMI: On big-ticket items like mobiles, TVs, and laptops.

4.     Check Daily Deals: Many banks offer higher discounts on select days.

5.     Plan Ahead: Add items to your cart/wishlist before the sale starts to beat the rush.

Final Thoughts

The 2025 festive season is all about smart shopping with the right credit card.

• Amazon Prime shoppers → Amazon Pay ICICI Credit Card (no fees, highest cashback).
• Flipkart loyalists → Flipkart SBI (2025) or Flipkart Axis Bank Card.
• Multi-platform users → HDFC Millennia for consistent cashback across both.

💡 Apply online and get the right card before the sale rush at IndiaLends Credit Cards.

And if you’re planning a big-ticket festive purchase, consider IndiaLends Personal Loan for instant approval, low EMIs, and flexible repayment options.

Make this festive season rewarding not just with great deals but with extra savings through the right financial tools.