Indialends, 26 Aug 2025

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SBI Credit Card Reward Points Update – What’s New in 2025?

What’s Inside This Blog?

SBI Credit Card Reward Points Update – What’s New in 2025? Matrix: SBI Credit Card Reward Points Changes How Do These Updates Affect You? Reward Points Validity & Redemption

SBI Credit Card Reward Points Update – What’s New in 2025?

The State Bank of India (SBI Card) has rolled out significant changes to its reward program, effective September 2025. Customers will see:

• No reward points on digital gaming & government transactions (from 1 Sept 2025).
• Revised Card Protection Plan (CPP) charges with lower renewal fees (from 16 Sept 2025).
• Removal of complimentary air accident insurance on certain premium cards (from 11 Aug 2025).

These updates impact millions of SBI credit card holders across India, and it’s crucial to understand how your benefits may change.

👉 Looking for alternatives? Compare best credit cards in India on IndiaLends.

Matrix: SBI Credit Card Reward Points Changes

👉 Check eligibility before applying for a new SBI credit card.

How Do These Updates Affect You?

1.     Gamers & government bill payers – If you spend often on gaming apps or government portals, you’ll lose out on points.

2.     CPP subscribers – You’ll pay less for card protection but with revised coverage limits.

3.     Frequent flyers – No more complimentary air accident cover; consider other cards with travel insurance.

👉 See the list of best travel credit cards for better benefits.

Reward Points Validity & Redemption

• Reward points are valid for 24 months from the date of accrual.
• Redemption fee: ₹99 + GST per request (waived in case of voluntary closure).
• Redeem via SBI Card Rewards Catalogue.

Internal Links for Better Navigation

• Best credit cards in India
• Credit card eligibility & documents required
• Fuel credit cards
• Instant personal loan offers

External Authoritative References

• SBI Card official notices
• NDTV Profit – SBI Card Reward Update

Final Thoughts

The latest SBI Credit Card reward program update (Sept 2025) reduces reward scope on gaming & government spends but lowers CPP costs. If you rely on these spends for points or need travel insurance, consider comparing alternatives.

👉 Apply for the right SBI Credit Card via IndiaLends and maximize your rewards.