How to Save ?10,000 Extra This Sale With the Right Credit Card 2025
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Indialends, 11 Sep 2025

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How to Save ?10,000 Extra This Sale With the Right Credit Card


How to Save ₹10,000 Extra This Sale With the Right Credit Card

Introduction

The Amazon Great Indian Festival 2025 and Flipkart Big Billion Days 2025 are around the corner, starting from 23rd September. While discounts on gadgets, fashion, and home appliances grab headlines, savvy shoppers know that the real savings come from the right credit card.

With instant discounts, cashback, and reward points, the right card can easily help you save ₹10,000 or more this festive season. Here’s how.


Step 1: Get Instant Bank Discounts

During sales, Amazon and Flipkart tie up with leading banks to offer 10% instant discounts.

  • Amazon: In 2025, Amazon has partnered with SBI Credit Cards for instant discounts.
  • Flipkart: Flipkart offers instant savings with SBI and Axis Bank cards.

👉 On a shopping budget of ₹50,000, that’s an instant ₹5,000 saved.


Step 2: Use Co-Branded Credit Cards

Some credit cards give additional cashback on top of discounts.

  • Amazon Pay ICICI Card: 5% cashback for Prime members, lifetime free.
  • Flipkart Axis Bank Card: 5% cashback on Flipkart, 4% on partners like Swiggy & Uber.
  • HDFC Millennia: 5% cashback on Amazon, Flipkart, Myntra + lounge access.
  • Flipkart SBI Credit Card (2025): Up to 7.5% cashback on Flipkart & partners.

👉 With the right co-branded card, you can save another ₹3,000–₹4,000 during the sale.

💳 Compare and apply online at IndiaLends Credit Cards.


Step 3: Stack Rewards & EMI Benefits

Apart from discounts and cashback:

  • Use reward points for vouchers or bill payments.
  • Opt for no-cost EMI to spread big purchases without interest.
  • Some cards like HDFC Millennia and SBI Cashback Card also waive annual fees if you hit spending milestones.

👉 Over multiple transactions, this can add ₹2,000–₹3,000 extra value in savings and benefits.


Quick Example: How ₹10,000 Savings Add Up

Strategy

Estimated Savings

Bank Instant Discount (10%)

₹5,000

Co-Branded Card Cashback

₹3,500

Reward Points & Extra Benefits

₹1,500–₹2,000

Total

₹10,000+


Pro Tips to Maximize Savings

1.     Plan early – Add products to wishlist before the sale.

2.     Split payments – Use different cards across platforms.

3.     Track daily offers – Banks rotate special day-wise deals.

4.     Use credit smartly – Pay bills on time to avoid interest charges.


Final Thoughts

This festive season, don’t just shop — shop smart. With the right card mix, you can unlock ₹10,000+ in extra savings while enjoying discounts, cashback, and exclusive rewards.

  • Amazon loyalists → Amazon Pay ICICI Card
  • Flipkart fans → Flipkart SBI or Flipkart Axis Bank Card
  • Multi-platform users → HDFC Millennia

👉 Find and apply for the best festive shopping card at IndiaLends Credit Cards.
👉 Need extra funds for your dream gadget? Check out IndiaLends Personal Loan for quick approvals and flexible EMIs.

Make this festive season rewarding not just with deals but with smart savings strategies.

 

FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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