Indialends, 05 Dec 2025

Share

Credit Cards to look out for this SEPTEMBER

What’s Inside This Blog?

What is LAMF Finance Charges (Interest Rates) Late Payment Fees Cash Advance Fees

September is here! And there are two things on our heads right now: sales and the long weekend. All the deals you've been waiting for the entire year will now be live quickly! With these sales and long weekends just around the corner, it's the perfect time to gear up and make the most of your shopping and travel. And how do you maximize your savings during this shopping and travel season? The answer lies in our carefully curated list of credit cards for September.

HDFC MoneyBack Credit Card:

Ideal for: Everyday expenses.

With the HDFC MoneyBack Credit Card, you'll earn cashback on every purchase, making it the perfect companion for those looking to earn extra cashback while they spend effortlessly. Plus, enjoy exclusive discounts with partner brands to sweeten the deal further.

• Joining Fee- Rs. 500
• Annual Fee- Rs. 500

Welcome Benefits

Upon enrolling in the card, you receive a welcoming bonus of 500 Cash points. Additionally, you'll earn another 500 Cash points yearly when you renew the card.

Benefits:

• Dining- 15% off on dining across more than 2,000 premium partnered restaurants.
• Fuel- 1% waiver on the fuel surcharge for fuel purchases

Cashback Scheme:

Earn 20 CashPoints for every ₹150 spent on purchases on Amazon, Flipkart, Big Basket, Reliance Smart Superstore, and Swiggy. Monthly limit of 2,500 bonus CashPoints for this category.

Earn 10 CashPoints for every ₹150 spent using EMI services at selected merchants. You can collect cashback for Merchant/EasyEMI, Aggregator EMI, and Brand EMI transactions.

Earn 2 CashPoints for every ₹150 spent, including transactions made through SmartPay, all falling into the 2 CashPoints category.

1 Cash Point = Re. 0.25

Axis Flipkart Credit Card:

Ideal for: Online shoppers

The Axis Flipkart Credit Card lets you earn Flipkart Super Coins with every swipe, ensuring that your online shopping spree is exciting and incredibly rewarding. Enjoy special discounts on Flipkart and partner brands as you indulge in retail therapy.

• Joining Fee- Rs. 500
• Annual Fee- Rs. 500

Welcome Benefits

Receive welcome benefits worth Rs. 1,100 upon card issuance, including up to Rs. 500 in Flipkart vouchers, a 15% cashback of up to Rs. 500 on your initial transaction with Myntra, and a 50% discount of up to Rs. 100 on your first order as a new Swiggy customer.

Benefits:

Movie & Dining- Enjoy savings on dining and movies with up to 20% off at partner restaurants through Axis Bank's exclusive Dining Delights program, plus a 4% cashback when visiting PVR cinemas.

Lounge Access- Get four complimentary domestic lounge visits yearly and accelerated cashback at 4% on your Uber rides. Additionally, get four free accesses to domestic airport lounges annually.

Cashback Scheme:

Earn 5% cashback on your purchases at Flipkart and Myntra, 4% cashback when you shop with preferred partners like Swiggy, Uber, PVR, and cure.fit, and 1.5% cashback on all other expenditures.

SCB Ease My Trip Credit Card

Ideal for: Frequent flyers

This card offers a gateway to a world of travel benefits, including complimentary airport lounge access, discounts on flight bookings, and rewarding travel rewards, ensuring your journeys are smoother and more enjoyable than ever.

• Joining Fee- Rs. 350
• Annual Fee- Rs. 350

Benefits:

Travel- Get 10x reward points for every ₹100 spent on hotel and airline ticket bookings. Enjoy a 10% instant discount on domestic and international flight bookings and a 20% instant discount on domestic and international hotel bookings. Additionally, get ₹125 off on bus ticket bookings with a minimum booking value of ₹500.

Lounge access- Get 1 complimentary domestic lounge access every quarter, totaling 4 annual access passes. Additionally, get 2 complimentary international lounge access passes annually.

Reward Points:

Earn 2x Reward Points for every Rs. 100 spent on retail purchases. Enjoy 10x Reward Points when using airline apps/outlets/websites or at standalone hotels.

1 Reward Point = Re. 0.25

SBI BPCL Credit Card

Ideal for: Frequent commuters

Perfect for those who are always on the move, this card offers fantastic rewards on fuel expenses at BPCL outlets, as well as accelerated rewards on groceries and dining. With this card in hand, your everyday expenses can fuel your savings.

• Joining Fee- Rs. 499 + GST
• Annual Fee- Rs. 499 + GST

Benefits:

Movies & Dining: Get 5x reward points on movies and dining.

Reward point:

Earn 1x Reward Point for every Rs. 100 spent. For dining, movies, departmental stores, and groceries, you'll receive 5x Reward Points. When filling up at BPCL pumps, you'll enjoy a substantial 13x Reward Points, equivalent to an impressive reward rate of 3.25%.

1 Reward Point = Re. 0.25

Amex Rewards Membership Credit Card

Ideal for Luxury and rewards enthusiasts

Elevate your lifestyle with this prestigious card that provides access to a world of exclusive rewards, complimentary airport lounge access, and travel benefits. With Amex Rewards Membership, it's not just a card; it's an invitation to a realm of luxury and privileges.

• Joining Fee- Rs. 1000
• Annual Fee- Rs. 4500

Welcome benefits:

4000 Bonus Membership reward points on joining.

Benefits:

Dining - Get special dining discounts up to 20% off using your American Express Reward credit card at select restaurants. EMI- Convert transactions of Rs. 5000 or more in easy EMIs.

Fuel - 1% fuel surcharge waiver at HPCL fuel stations for transactions up to Rs 5,000. For BPCL and IOCL fuel stations, a 1% fuel surcharge applies to transactions with a minimum value of Rs 10. Refueling at all other fuel stations will apply a 2.5% fuel surcharge to your transactions.