Begin Christmas Festivities Early With Your Gang With Refer and Earn
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Indialends, 02 Oct 2025

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Here’s How To Begin Christmas Festivities Early With Your Gang

Dec 10, 2018

Christmas is all about being helpful and gifting others. This year, IndiaLends is giving you a chance to become the Santa of your friends’ lives. And we have a reward for Santa too! You and your friends can earn up to ₹10,000 PayTM cash! Want to know how? Check this ‘Refer and Earn’ programme out-

Download the IndiaLends App and start referring

Reward systems can get confusing sometimes. We earn rewards but we do not know how are what to make of those reward points. To make the reward system of the IndiaLends’ Refer and Earn clear, here is how they work-

Product your friend takes Reward earned
Credit Report ₹25
Credit Card ₹1000
Personal Loan ₹1000
Maximum earnings every month: ₹10,000

So there you go, easy peasy way to earn ₹10,000 PayTM cash every month with IndiaLends’ Refer and Earn programme. You know what you can do with all that money? Travel with your friends during the Christmas holidays! Check out these amazing destinations to travel before the year ends, with your friends.

 

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FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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