A rise of technology has given more options available to the customers, especially for the personal loan segment. While banks are the bonafide traditional lending institutions, a whole new process has been set up by Fintechs that allow customers to access credit products on their smartphones, without having to enter a bank. IndiaLends is one such platform that provides easy access to credit products.

So, how do we deliver quick personal loans?

• Experience

Digitisation has revolutionised the lending platform. Nowadays, a customer just needs to fill in an application, provide the necessary documents and in no time, the loan is disbursed to his/her bank account. This has made the experience of getting loans easy and seamless. For instance, when a customer applies for an online personal loan at IndiaLends, unlike traditional banks that take a minimum of 7-8 business days to process an application, the customer can get instant approval on a personal loan and very less time in disbursal.

• Data Science

Just like there are different kinds of shoes but you need to find the one that best matches your size, there are multiple lenders available out there and you need to find the one that best suits you. Finding a lender is based on your requirements. Therefore, it is important to compare the loan offers before finalising. At IndiaLends, there is no requirement of comparing the best offers. Since we have algorithms with machine learning which will find the best suitable BANKs/NBFCs offering minimal interest rate best suited for your profile.

• Uphold Strong Values

Finance industry requires a lot of virtue and righteousness. Which is where IndiaLends has never done anything wrong or illegal. As a company, it has always believed to be on the right side of the law. This is why the recent Supreme Court verdict on Aadhaar that struck down Section 57 of the Aadhaar Act did not affect the functioning of the organisation.

• Simplified Personal Loan Process

With the help of digitisation, IndiaLends delivers personal loans with minimal documentation and no processing fee. In fact, we don’t charge any service fee from our customers. The process does not require manual effort, even for the documentation process. The documentation process although is collected by agents, the loan application is approved quickly and passed on to the banks for further processing.

• Flexibility & work as per customers need

The company provides flexibility in terms of tenure, loan amount and more as per the convenience of the customer. In fact, to reduce the grievances or resolve queries of a customer, the company has a dedicated customer support team that is always available on call or email.

IndiaLends can be your one-stop solution for all your personal finance needs. If you have any questions, please comment below and we will get back to you at the earliest.

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