Blogs > How to Check EPF Balance Through SMS – A Quick Guide by IndiaLends

How to Check EPF Balance Through SMS – A Quick Guide by IndiaLends

How to Check EPF Balance Through SMS – A Quick Guide by IndiaLends

Employee Provident Fund (EPF) is an essential financial tool for salaried individuals in India. Managed by the Employees’ Provident Fund Organisation (EPFO), it helps secure your post-retirement life. While many people track their EPF balance online or via mobile apps, not everyone has internet access at all times. Fortunately, you can check your EPF balance through SMS—a quick and hassle-free method.

At IndiaLends, we help you stay informed about your finances. Here’s a complete guide to checking your EPF balance via SMS and why it matters.

Matrix-Driven Overview

Parameter	Details
Method	SMS-based balance check
SMS Format	EPFOHO UAN ENG
SMS Number	7738299899
Language Options	Available in 10 regional languages
Prerequisites	UAN activated, mobile number linked to EPFO
Charges	Standard SMS charges by the telecom operator may apply
Benefit	Instant access to latest EPF balance without internet

How to Check EPF Balance Through SMS?

Follow these simple steps to check your EPF balance using SMS:

1. Ensure UAN Activation: Your Universal Account Number (UAN) must be active and linked with your Aadhaar, PAN, and bank details.

2. Link Mobile Number: The mobile number used to send the SMS must be registered with your EPFO account.

3. Compose SMS: Type EPFOHO UAN ENG

o Replace ‘ENG’ with your preferred language code (e.g., HIN for Hindi, MAR for Marathi).

4. Send SMS: Send the message to 7738299899 from your registered mobile number.

5. Receive Balance Details: You’ll get an SMS with your latest EPF balance, last contribution, and other account details.

Available Language Codes for SMS

Language	Code
English	ENG
Hindi	HIN
Marathi	MAR
Punjabi	PUN
Gujarati	GUJ
Tamil	TAM
Telugu	TEL
Malayalam	MAL
Kannada	KAN
Bengali	BEN

Why is it Important to Check EPF Balance Regularly?

Checking your EPF balance regularly helps you:

Monitor employer contributions
Ensure accuracy in PF deductions
Plan better for retirement or emergency withdrawals
Avoid discrepancies in account details

You can also check your EPF balance using the EPFO portal, UMANG app, or missed call service. But for those without internet access, SMS is the most convenient method.

Additional Tips

Always keep your UAN updated with the latest mobile number.
Update KYC documents on the EPFO Member Portal.
If your UAN isn’t activated, visit EPFO UAN Activation to complete the process.

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Internal Resources from IndiaLends

Frequently Asked Questions (FAQs)

1. What is the full form of EPF?

EPF stands for Employees’ Provident Fund, a retirement benefits scheme for salaried employees.

2. Can I check EPF balance without internet?

Yes, you can check your EPF balance through SMS or by giving a missed call to 9966044425.

3. Is there any charge to check EPF balance via SMS?

Only standard SMS charges apply. EPFO does not charge for the service.

4. What to do if I don’t receive the SMS?

Ensure your mobile number is registered with your UAN and that the SMS format is correct.

5. Can I check EPF balance in regional languages?

Yes, EPFO supports 10 regional languages including Hindi, Tamil, and Bengali.

Conclusion

Checking your EPF balance through SMS is a quick, offline method to stay updated with your retirement savings. With just one message, you can access your EPF details anytime, anywhere. At IndiaLends, we empower you with the tools to manage and grow your financial well-being.

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