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Blogs > How to Check Your Credit Score for Free Every Month
How to Check Your Credit Score for Free Every Month | IndiaLends
Keeping track of your credit score is one of the smartest financial habits you can build. It helps you stay prepared for any credit-related decisions, whether it's applying for a loan, a credit card, or simply improving your financial profile.
In this guide, we’ll show you how to check your CIBIL score, how often to check it, and how to do it for free every month using IndiaLends.
Why is Your CIBIL Score Important?
Your CIBIL score is a three-digit number between 300 and 900 that reflects your creditworthiness. The higher the score, the better your chances of getting approved for loans or credit cards at lower interest rates.
If you’re wondering how to know your CIBIL score, it’s easier than ever—thanks to online platforms like IndiaLends.
Matrix: How to Check, View & Understand Your CIBIL Score
Question/Action | Description | Solution via IndiaLends |
How to check CIBIL score? | Use IndiaLends' free tool to check your score instantly. | |
How to know my CIBIL score? | Log in to your IndiaLends account or sign up to get a free report every month. | Secure dashboard with monthly updates. |
How to get CIBIL score? | Just enter your PAN & DOB details. | Quick and paperless process. |
How can I check my CIBIL score? | Online via trusted financial platforms like IndiaLends. | Used by millions of Indians monthly. |
How to see my CIBIL score? | Once you submit details, the score is shown on your screen and sent via email. | Historical tracking available. |
How to generate CIBIL score? | Your score is automatically generated based on your credit activity. | Updated regularly. |
How can I know my CIBIL score monthly? | Register on IndiaLends for free monthly CIBIL score alerts. | Email & SMS alerts monthly. |
Step-by-Step: How to Check Your CIBIL Score Free Every Month
Here’s a simple process to follow:
Go to the IndiaLends Credit Score Page
Enter your:
Full Name
PAN Card Number
Date of Birth
Email & Mobile Number
Get your free CIBIL score report instantly
Create your IndiaLends account to track it every month at no cost.
Why You Should Check Your Credit Score Every Month
Checking your CIBIL score monthly can help you:
Identify errors or fraud in your report
Monitor your credit improvement efforts
Understand how loan repayments and credit card usage affect your score
Stay ready for any credit opportunity
FAQs: All About CIBIL Score and How to Check It
Q1: How do I check my CIBIL score for free?
A: Visit the IndiaLends Credit Score Tool, enter your PAN and basic details, and get your score instantly.
Q2: How can I find my CIBIL score without affecting it?
A: Checking your own credit score through IndiaLends is a soft inquiry and does not impact your score.
Q3: How often can I check my CIBIL score?
A: You can check it every month, completely free, through IndiaLends.
Q4: How is the CIBIL score calculated?
A: It’s calculated based on your payment history, credit utilization, credit age, credit mix, and credit inquiries.
Q5: What is a good CIBIL score?
A: A score of 750 or above is considered good and increases your chances of credit approval.
Final Thoughts
Your CIBIL score reflects your financial discipline. Monitoring it monthly allows you to take control of your credit journey.
The best part? You can do it for free, every single month, with IndiaLends. No charges. No hidden terms.
