Cashback Credit Cards

The joy and happiness of using a credit card become double with exciting rewards and cashback offers. It is available both on offline and online spends. Cashback credit cards are the best way to increase your savings and shop at leading brands. Be it retail outlets or online stores, you can swipe the card to receive cashback or reward points on your spending.

Best Cash Back Credit Cards

1. Standard Chartered Super-Value Titanium Credit Card

All in all, a good pick when you are looking for cashback and reward offers on several spends such as vehicle refill, telephone, utility. It has a good reward program, which makes it easy to access exciting discount offers on dining, travel, and another spending.

Annual Fee- INR 999 + 18% GST

Features of Standard Chartered Super-Value Titanium Credit Card

Utility Bills: Get 5% cashback on utility bills with a minimum transaction amount of Rs. 750. You can earn a maximum cashback of Rs. 100 per month

Phone Bills: Get 5% cashback on phone bills with a minimum transaction amount of Rs. 750. You can earn a maximum cashback of Rs. 200 per month

Fuel: Get 5% cashback, up to Rs. 200 per month, on fuel spending across all fuel stations (maximum cashback of Rs. 100 per transaction). A minimum transaction of Rs. 2000 should be made to get cashback.

Airport Lounge Access: Complimentary Priority Pass allowing access to 1000+ airport lounges worldwide with one Free usage per month.

2. HDFC Moneyback Credit Card

HDFC Moneyback is one of the most popular entry-level credit cards in India. which offers cashback on every transaction. It is best suited for the frequent shopper. Apart from online shopping, one can also benefit from a fuel surcharge waiver, interest-free credit, and special deals from HDFC.

Annual Fee- Rs 500

Joining Fee- Rs 500

Features of HDFC Moneyback Credit Card

Welcome Gift: Earn 500 reward points as a joining bonus. If you renew your card, you will get 500 more reward points.

E-vouchers: Spend Rs.50,000 or more on retail purchases in a quarter and get an e-voucher worth Rs.500.

Cashback benefits: 2 reward points on retail spending. 2 times more points on online spending.

Fuel surcharge waiver: You can save up to Rs.1,800 every year on your fuel purchases at stations across India. Offer valid on the minimum transaction value of Rs.400.

3. Citi Bank Cashback Credit Card

Apply for Citi Bank Cashback Credit Card and get the most of cashback offers on purchases made while swiping this card. Cashback offers available on all purchases, online stores, or offline stores. Apart from cashback, you can avail of special EMI offers on a variety of products online as well as at stores.

Annual Fee: 500

Joining fee - NIL

Cashback benefits offered by Citi Bank Cashback Credit Card

  • 5% cashback will be given on booking of movie tickets or any kind of utility payments through Citi Bill pay.
  • For the payment of telephone bills, if you are paying with a Citi Cash Back Card, you will receive a cashback of 5% and the maximum cashback will be Rs.100 per month.
  • On any other type of purchase, you will be entitled to a cashback of 0.5%.
  • On a minimum accumulation of Rs.500, the cashback will be automatically credited to the account and will show on the credit statement.

Shopping benefits

If you are swiping a Citi Cash Back card, you will be entitled to avail of various discount offers at various stores collaborated with the bank.

Dining Benefits

Get a discount on their dining bill at all Citibank partner restaurants across the globe.

4. YES Prosperity Cashback Credit Cards

The Prosperity Cashback Credit Card from Yes Bank is a simple and easy-to-use credit card offering a host of benefits and privileges of cardholders. Affordable and easy to use, it ensures that one saves money each time this card is used.

  • First-Year Membership Fee of Rs 999 + Applicable Taxes
  • Renewal Membership Fee of Rs 999 + Applicable Taxes

Main features of YES Prosperity Cashback Credit Cards

Welcome Cashback

Welcome Onboard with Rs. 250 Cashback on total spends of Rs.2500 within 30 days of card set up.

Additional Cashback

5% Cashback on spends on Movies, Grocery, and Utility Bill Payments. 0.50% Cashback on all other spending except fuel.

Fuel Surcharge waiver

Save more on fuel. Enjoy fuel surcharge waiver across all stations.

5. HSBC Cashback Credit Card

HSBC Cashback Credit Card is a simple and straightforward credit card from HSBC Bank. Using this credit card, makes you enjoy unlimited cashback on all your spending. A bouquet of standout introductory offers and ongoing deals across multiple brands make this card the best addition to your wallet. Apply for HSBC Cashback Credit Card to get the maximum value back for your favorite purchases.

Annual fee: Annual fee of Rs.750 reversed if annual spending exceeds Rs.1 lakh.

Joining Fee- NIL

Features of HSBC Cashback Credit Card

Cashback offers

  • A cashback of 1.5% will be given on all online spends on the credit card. 1% cashback will be given on all other spending.
  • The cashback feature will also be available on purchases made through EMI.
  • A discount of up to 15% on dining at partner restaurants all over the country.
  • free airport lounge access for domestic and international lounges or 2 meal vouchers worth Rs.400 at restaurants at the airport.
  • A discount of 5% will be given on your purchases of more than Rs.1,000 at Amazon.

Cashback credit cards allow you to enjoy maximum flexibility in the way you redeem rewards. Be you looking for a card that provides more cashback for a specific spending category like shopping or groceries, or that gives you a solid rate across all your purchases? We have a card for your every need.