HSBC Cashback Credit Card

The cashback credit card of HSBC Bank is one of the best credit cards that makes you enjoy unlimited cashback on all purchases be it offline or online. It is the best credit card for all those who want to save more on their daily spending by getting some rewards in the form of cashback or discounts.

Key highlights of HSBC Credit Card

  • Cashback of 1.5% on all online spending.
  • Cashback of1% cashback on another spending.
  • A discount of up to 15% on dining at partner restaurants all over the country.
  • Easy EMI conversions of credit card bill to make spending affordable and payment convenient for the credit cardholder.

Features and benefits of HSBC Cashback Credit Card

  • Get 2 free Airport Lounge Access for domestic and international lounges or 2 meal vouchers worth Rs.400 at restaurants at the airport.
  • Avail of 20% discount on your orders worth more than Rs.200 on Swiggy.
  • Get a Swiggy voucher of Rs.250 easily redeemable within the 2 months of the card issuance.
  • A 5% discount will be given on your purchases of more than Rs.1,000 at Amazon.
  • 1.5% cashback on all online spending done on the credit card. 1% cashback on offline spend.
  • The cashback feature will also be available on purchases made through EMI.
  • Get an insurance cover of up to Rs.3 lakh if a complaint of loss of card made in 24 hours.
  • Zero liability on the customer in case of loss of card.
  • Emergency card replacement can be done from all over the world within just 3 days.

The eligibility criteria to apply for an HSBC Credit Card

  • The primary applicant must be a citizen of India.
  • The age of the applicant must be between 18 and 70 years old.
  • The age of the add-on applicant must be above the age of 15 years.

Documents required to apply for an HSBC Credit Card

Proof of Identity and address

  • Passport
  • Driving license
  • Voter's ID
  • Registered society outgoing bill
  • Water/Electricity/Telephone bill
  • Pipeline connection gas bill
  • Domicile certificate with address (issued by Municipal Corporation)
  • Property tax bill
  • Registered rent or lease agreement
  • Defense ID card
  • Aadhaar card
  • Government employee ID card

Income proof for salaried

  • Latest salary slip
  • Form 16

Income proof for self-employed

Recent Income Tax returns

Credit Card fee and charges

Fee Type Amount
Annual Fee Rs 750( waived off on spending of above 1 Lakh annually.
Joining Fee NIL
Free Credit Period Up to 45 days
Finance Charges 3.3% per annum
Add-on Card charges NIL
Cash advance limit 2.5% of the transaction amount subject to a minimum amount of Rs.300
Minimum Payment Due 5% of the total payment due subject to a minimum of Rs.100
Over limit fee Rs 500 per month
Late Payment Charges 50% of the minimum payment due subject to a minimum of Rs.400 and maximum of Rs.750 per month.

IndiaLends has collaborated with the top banks and financial institutions offering 50+ credit cards. Among these, we are also offering cashback cards with similar features as the HSBC Cashback credit card is offering. You may, however, check your eligibility for other credit cards that will better suit your spending patterns. Click here to find the list of eligible credit cards.

Always make a comparison of all the cashback credit cards with each other before choosing any credit card. It helps you in availing of the best deal in terms of rewards and interest rate offered.