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The SBI Advantage Plus Credit Card is one of the best lifestyle credit cards available for customers with minimal annual and joining fee. It is designed specially to meet all the shopping requirements with ease. The interest rate applies to this credit card is also low i.e., 2.25% per month as compared to other SBI credit cards.
Features of SBI Advantage plus credit card
The eligibility criteria to apply for SBI Advantage Plus Credit Card
Document required to apply for SBI Advantage Plus Credit Card
The State Bank of India will notify you about the various documents they require during the application
Proof of Address
Proof of Identity
Income Proof
SBI Advantage Plus Credit Card fee and charges
| Fee type | Amount |
| Annual Fee | Rs 500 |
| Minimum Amount Due | 5% of the total outstanding amount subjected to a minimum of Rs.200 |
| Add-on-Card fee | NIL |
| Finance Charges | 2.25% per month |
| Interest free Credit Period | Up to 45 days |
| Renewal Fee | Rs 500 |
| Over limit Payment | 2.5% of the overlimit amount subjected to a minimum of Rs.500. |
| Cash Advance Limit | Up to 80% of credit limit |
| Late Payment Charges | For a total amount due between Rs.0 and Rs.200 - Nil Between Rs.200 and Rs.500 - Rs.100 Between Rs.500 and Rs.1,000 - Rs.400 Between Rs.1,000 and Rs.10,000 - Rs.600 Between Rs.10,000 and RS.25,000 - Rs.800 More than Rs.25,000 - Rs.950 |
| Free credit period | NIL |
| Statement Retrieval | Rs 100 |
| Foreign currency transaction | 3.5% |
| Fuel surcharge | 1% of the fuel purchase amount |
| Reward Redemption fee | Rs 99 per request |
| Emergency Card replacement | $175 |
How to apply for SBI Credit Card at IndiaLends platform
