Axis Bank Ace Credit Card

The Axis Bank is one of the best Cashback Credit Cards of India offering the cashback of 2% across all the transactions. Apart from that it offers 5% cashback on other brands and categories also. It is an entry level credit card best for the beginners. It suits well for all who are looking a good value back on their daily spending.

Highlights of Axis Bank Ace Credit Card Cashback offers:

  • 5% cashback on every utility bill payment, DTH recharge, and mobile recharge initiated via Google Pay platform
  • 4% cashback on Ola, Swiggy and Zomato
  • 2% cashback on all other spends
  • No upper limit or maximum cashback earned

Features of Axis Bank Ace Credit Card Offers

  • Enjoy 4 complimentary domestic lounge visits in a year
  • Up to 20% discount at 4,000+ participating restaurants
  • 1% fuel surcharge waiver across all fuel stations (maximum waiver of Rs. 500 in a month)

The eligibility criteria to apply for Axis Bank Ace Credit Card

  • The minimum age to apply is 18 years and the maximum is 70 years.
  • The Card is available for both salaried and self-individual.
  • Must be having a good credit score of 750, or above to apply for a credit card
  • Must having a stable job.

The documents required to apply for Axis Bank Ace Credit Card

  • Color photograph
  • Latest pay slip/Form 16/IT return copy as proof of income
  • PAN card photocopy or Form 60

Proof of residence:

  • Telephone bill
  • Passport
  • Ration Card
  • Electricity bill

Proof of Identity

  • Aadhaar card
  • Passport
  • Driving license
  • PAN card

Axis Bank Ace Credit Card fee and Charges

Joining Fee Rs.499 (reversed on the cashback of Rs.10,000 within 45 days of card issuance)
Annual Fee Rs.499 (waived off on annual spends of Rs.2 lakhs or more)
Add-on Card Joining and Annual Fee NIL
Card Replacement Fee NIL
Finance Charges 3.4% per month | 49.36% per annum
Cash Withdrawal Fee 2.5% of the amount withdrawn (Minimum Rs.500)
Late Payment Fee Up to Rs. 100: NIL
Rs.101 – Rs.300: Rs.100
Rs.301 – Rs.1,000: Rs.300
Rs.1,001 – Rs.5,000: Rs.500
Rs.5,001 – Rs.10,000: Rs.600
Rs.10,001 and above: Rs.700
Over-limit Penalty 3% of the over limit amount (Minimum Rs.500)
Foreign Currency Transaction Fee 3.5% of the transaction value

We IndiaLends is offering 50+ credit cards of the top banks that are offering best-in-class rewards in the form of cashback and discounts.

How to apply for a Credit Card with IndiaLends

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.