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EMI Calculator IFSC Code Blogs FAQsWhat worthwhile about applying for Axis bank credit cards is that it offers to go in sync with the needs and aspirations of card users. If axis bank has designed shopping cards, on one hand, there also have a travel card at the same time to meet the need of travelers, or cash back credit cards designed for daily spending. Axis banks cater well to the different lifestyle-related needs of each individual.
Features and benefits of Axis Bank Credit Cards
World-class privileges are part of Axis Bank Credit Cards which makes you enjoy unlimited discounts like:
The eligibility criteria to apply for an Axis Bank
Documents required to apply for an Axis Credit Card
Both Self-employed and Salaried
Salaried- Income proof
Self-employed- Income Proof
Popular Types of Credit Card offered by Axis Bank
Best Axis Bank Credit Cards
Axis bank card variants | Annual fee | Best suited for |
Axis Bank Flipkart Credit Card | Rs 500 | Shopping |
Axis Bank Vistara Credit Card | Rs 1500 | Travel |
Axis Bank Ace Credit Card | Rs 499 | Cashback |
Axis Bank Vistara Signature Credit Card | Rs 3000 | Travel |
Axis Bank Magnus Credit Card | Rs 10,000 | Rewards and Travel |
Axis Bank Neo Credit Card | Rs 500 | Movies |
Axis Bank Buzz Credit Card | Rs 750 | Shopping |
Axis My Zone Credit Card | Rs 250 | Movies |
Indian Oil Axis Credit Card | Rs 500 | Fuel |
Axis Bank Cards Fee and Charges
Annual/ Renewal Fee | Varies from card to card |
Interest-free period | 20-50 days applicable only on retail purchases and if previous months’ outstanding balance is paid |
Extended credit charges | Up to 3.4% per month | 49.36% p.a. |
Extended Credit Minimum Amount due | 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any) |
Cash Advance Limit | Up to 80% of credit limit, with a maximum of Rs. 12,000 per day |
Cash Advance Rate | RUp to 3.4% per month | 49.36% p.a |
Cash Advance Fee | 2.5% of transaction amount, subject to a minimum of Rs. 500 |
Fee for Cash payment | Rs 100 |
Over limit Charges | 2.5% of overlimit amount subject to a minimum of Rs. 500 |
Late Payment Fee | Nil for total amount due from Rs. 0 to Rs. 100 Rs. 100 for total amount due greater than Rs. 100 and up to Rs. 300 Rs. 300 for total amount due greater than Rs. 301 and up to Rs. 1,000 Rs. 500 for total amount due greater than Rs. 1,001 and up to Rs. 5,000 Rs. 600 for total amount due greater than Rs. 5,001 and up to Rs. 10,000 Rs. 700 for total amount due greater than Rs. 10,000 |
How to apply for a Credit Card with IndiaLends
We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
How to apply Axis Bank Credit Card on their official website?
The IndiaLends is offering you the 50+ credit cards of the top banks with exciting rewards and cashback.