The Kotak Mahindra Bank is offering various forms of credit cards keeping in mind the financial and lifestyle needs of individuals and businesses. The best part about the Kotak Credit card is that it is a value-back credit card; offers discounts, cashback, rewards, fee waivers, and more. They are the biggest market players in the financial market for offering a wide array of services to meet the financial requirement of both corporate and the common man.
The eligibility criteria to apply for Kotak Bank Credit Card
Documents required to apply for Kotak Bank Credit Car
Both Self-employed and Salaried
Salaried- Income proof
Self-employed- Income Proof
Major categories of Kotak Bank Credit Card
Most Popular Kotak Mahindra Bank Credit Card
|Kotak Credit Cards||Annual fee||Best suited for|
|Kotak Royale Signature Credit Card||Rs 999||Rewards and Lifestyle|
|Kotak PVR Platinum Credit Card||Rs 999||Entertainment|
|Kotak League Platinum Credit Card||Rs 499||Rewards|
|Kotak Delight Platinum Credit Card||Rs 299||Dining& Cashback|
|Kotak Essentia Platinum Credit Card||Rs 749||Shopping|
|Kotak Urbane Gold Credit Card||Rs 199||Rewards|
|Kotak Solaris Platinum Credit Card||Rs 500||Shopping and Rewards|
|Kotak Privy League Signature Credit Card||Rs 2500||Rewards|
Kotak Mahindra Bank Fees and Charges
|Annual Fees||Varies from one card to other|
|Joining Fees||Varies from one card to other|
|Finance Charges||Between 35.88% per annum to 42%|
|Over Limit Charges||Rs 500|
|Payment Failure||Rs 500|
|Foreign Transaction Mark-up Fee||3.50%|
|Cash payment||Rs 100|
|Cash Replacement Fee||Rs 100|
|Late Payment Charges||Between Rs. 100 & Rs. 500 – Rs.
100 Between Rs. 500.01 & Rs. 5,000 – 500
Between Rs. 5000.01 & Rs.10,000 – Rs. 500
Rs. 10,000 & above – Rs. 700
|Minimum Amount Due||5-10% on the outstanding credit card bill|
How to apply for Kotak Bank Credit Card on their official website?
How to apply for a Credit Card at IndiaLends Platform
We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
Kotak Mahindra Bank Customer Care
Kotak Bank credit card holders can contact the customer care for any unresolved query via call, email, and SMS. You can dial- 1860 266 2666.