Standard Chartered Bank Credit Cards

The Standard Chartered Bank is offering credit cards across various categories like reward points, cashback, shopping, travel, and more. The best part about cards offered by Standard Chartered Bank is that it is offering best in class in terms of generating savings for shoppers. It has a good life program that helps you in availing of discounts and offers across dining, shopping, travel, and more.

The eligibility criteria to apply for Standard Chartered Bank:

  • The minimum age to apply for a credit card is 21 years and the maximum is 64 years.
  • Most banks, including Standard Chartered Bank, prefer a credit score of 700 and above before sanctioning a credit card.
  • The minimum monthly income requirement to apply for a credit card is Rs 25000 per month.
  • Must be a citizen of India
  • Must have a stable job

Documents required to apply for a credit card:

Below is the list of documents required to avail a credit card from Standard Chartered Bank:

  • One must have a valid KYC document such as a Voter Id card, Aadhaar Card, Passport, Driving License, etc.
  • Permanent Account Number (PAN) card or Form 60 if PAN is unavailable.
  • Income proof such as salary slips and income tax returns.
  • Bank or credit card statements.
  • The cards are applicable for both salaried and self-employed

Benefits of Standard Chartered Bank Credit Cards

EMIs conversions: If you are purchasing above 5000, you can easily convert your purchases into easy EMIs at an affordable interest rate with a 1% processing fee. Repayment tenure of purchases into easy EMIs starts from 6 months and goes up to 4 years.

Pay off outstanding credit card bills in installments: SCB allows the credit cardholders to repay the outstanding amount in installments at the rate of 1.49% per month with no processing fee. You can convert an outstanding balance of up to Rs.5 lakh into tenures of 6 months to 5 years.

Balance transfer for clearing outstanding dues: You can transfer the outstanding balance of the bank’s card to SCB. You can transfer up to Rs 5 Lakh at an interest rate of 0.99% per month for the first 6 months of card issuance at SCB.

Loan on your card: Get a loan against a credit card up to Rs.7.5 lakh at SCB at low-interest rates and don't need any documentation.

Popular Standard Chartered Bank Credit Cards

Credit Card Variants Annual fee Best suited for
Standard Chartered Manhattan Platinum Credit Card Rs 999 Cash back and Rewards
Standard Chartered Platinum Reward Credit Card Rs 250 Rewards
Standard Chartered DigiSmart Credit Card Rs 49 per month Online spending
Standard Chartered Super Value Titanium Credit Card Rs 750 Fuel and utility bill payment
Standard Chartered Emirates World Credit Card Rs 3000 Travel and Golf
Standard Chartered Ultimate Credit Card Rs 5000 Travel and Golf

The Standard Chartered Bank fees and charges

Fees and Charges Amount
Joining/ Annual fee Varies from one Card to other
Late fee charge Rs.100 will get debited over & above the late charges if the Minimum Amount Due is not received for 2 or more consecutive months
Over limit charges Rs.500 per instance or 2.5% of the Over limit amount. (Minimum Rs.500)
Cash Advance Fee 3% of cash withdrawal amount subject to a minimum of Rs.300
Annual Percentage Rate Varies from card to card
Annual Percentage Rate Varies from card to card
Reward Handling Charges Rs 99
Cash Repayment fee Rs 299

How to apply for a Credit Card with IndiaLends

We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.

How to apply for SCB Bank Credit Card on their official website?

  • Visit the official website of Standard Chartered Bank
  • Click on the ‘Credit Cards’
  • Click on the ‘Apply Now’ button
  • Fill in your personal and income details
  • Submit the application
  • The executive will come to pick the necessary documents
  • The bank would verify the details properly before approving the application