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EMI Calculator IFSC Code Blogs FAQsThe Standard Chartered Bank is offering credit cards across various categories like reward points, cashback, shopping, travel, and more. The best part about cards offered by Standard Chartered Bank is that it is offering best in class in terms of generating savings for shoppers. It has a good life program that helps you in availing of discounts and offers across dining, shopping, travel, and more.
The eligibility criteria to apply for Standard Chartered Bank:
Documents required to apply for a credit card:
Below is the list of documents required to avail a credit card from Standard Chartered Bank:
Benefits of Standard Chartered Bank Credit Cards
EMIs conversions: If you are purchasing above 5000, you can easily convert your purchases into easy EMIs at an affordable interest rate with a 1% processing fee. Repayment tenure of purchases into easy EMIs starts from 6 months and goes up to 4 years.
Pay off outstanding credit card bills in installments: SCB allows the credit cardholders to repay the outstanding amount in installments at the rate of 1.49% per month with no processing fee. You can convert an outstanding balance of up to Rs.5 lakh into tenures of 6 months to 5 years.
Balance transfer for clearing outstanding dues: You can transfer the outstanding balance of the bank’s card to SCB. You can transfer up to Rs 5 Lakh at an interest rate of 0.99% per month for the first 6 months of card issuance at SCB.
Loan on your card: Get a loan against a credit card up to Rs.7.5 lakh at SCB at low-interest rates and don't need any documentation.
Popular Standard Chartered Bank Credit Cards
Credit Card Variants | Annual fee | Best suited for |
Standard Chartered Manhattan Platinum Credit Card | Rs 999 | Cash back and Rewards |
Standard Chartered Platinum Reward Credit Card | Rs 250 | Rewards |
Standard Chartered DigiSmart Credit Card | Rs 49 per month | Online spending |
Standard Chartered Super Value Titanium Credit Card | Rs 750 | Fuel and utility bill payment |
Standard Chartered Emirates World Credit Card | Rs 3000 | Travel and Golf |
Standard Chartered Ultimate Credit Card | Rs 5000 | Travel and Golf |
The Standard Chartered Bank fees and charges
Fees and Charges | Amount |
Joining/ Annual fee | Varies from one Card to other |
Late fee charge | Rs.100 will get debited over & above the late charges if the Minimum Amount Due is not received for 2 or more consecutive months |
Over limit charges | Rs.500 per instance or 2.5% of the Over limit amount. (Minimum Rs.500) |
Cash Advance Fee | 3% of cash withdrawal amount subject to a minimum of Rs.300 |
Annual Percentage Rate | Varies from card to card |
Annual Percentage Rate | Varies from card to card |
Reward Handling Charges | Rs 99 |
Cash Repayment fee | Rs 299 |
How to apply for a Credit Card with IndiaLends
We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
How to apply for SCB Bank Credit Card on their official website?