The YES First Exclusive Credit Card is a super-premium credit card of YES Bank charging a low interest rate to the card users. The interest rate per month is 1.99% and for a year is 23.99%. This card is great for all-around usage as it offers lounge access, movie offers, golf benefits, and much more.
Features and Benefits of YES First Exclusive Credit Card
Reward program of YES Exclusive First Credit Card
Get 12 reward points on each Rs 200 spent on all categories.
Get 24 reward points on each spent of Rs 200 on tour and travel operator, domestic airlines, or dining.
1,000 bonus rewards are offered on YES PayNow registration
On spending Rs. 20 lakhs in a year, users earn 25,000 bonus reward points.
Eligibility criteria to apply for YES First Exclusive Credit Card
The documents required to apply for a YES First Exclusive Credit Card:
YES First Exclusive Credit Card Fees and Charges
|Annual Fee||Rs. 9,999 + GST (waived off on spending INR 6 Lakhs in a year)|
|Interest free period||Up to 50 Days|
|Cash Limit||30% of the Credit Limit|
|Cash Advance Fee||2.5% of the amount withdrawn (min. Rs. 300)|
|Overlimit Fee||2.5% of the over-limit amount (min. Rs. 500)|
|Foreign Exchange Mark-up||1.75%|
|Late Payment Charges||For balance-
Below Rs. 100- Nil
From Rs. 100 to Rs. 500- Rs. 100
From Rs. 501 to Rs. 5,000- Rs. 400
From Rs. 5,001 to Rs. 20,000- Rs. 500
Above Rs. 20,000- Rs. 700
|Add-on Card fee||Nil (up to 3 cards can be issued)|
How to apply for YES Bank Credit Card via IndiaLends
We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
Low-interest rate credit cards make large balances a little more manageable. If you carry a balance from one month to another, a low APR Credit card is a good option for you.