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EMI Calculator IFSC Code Blogs FAQsThe HSBC is offering 5 credit cards to the customers catering well to the need and requirement of daily spending. There are a wide variety of benefits are associated with HSBC Credit Cards such as reward points for each purchase made on fuel or shopping. Apart from this, few credit cards are offering cashback on transactions. The Credit card offered by the banks is also offering various vouchers from the websites like ClearTrip or BookMyShow.
The eligibility criteria to apply for HSBC Credit Cards
The documents required to apply for HSBC Credit Cards are:
Proof of Identity and address
Income proof for salaried
Income proof for self-employed
Recent Income Tax returns
Top Credit Cards of HSBC Bank
Credit Card variants | Annual Fee | Best Suited for |
HSBC Visa Platinum Credit Card | NIL | Lifestyle |
HSBC Smart Value Credit Card | Rs 499 | Rewards |
HSBC Premier MasterCard Credit Card | NIL | For HSBC Premium Banking customers |
HSBC Cash Back Credit Card | Rs 750 | Cashback |
HSBC Advance Visa Platinum Credit Card | NIL | For HSBC Advance Banking Customers |
HSBC Card fees and Charges
Fees and Charges | Amount |
Joining/ Annual Fees | Varies from Card to Card |
Finance Charges on extended Credit | The interest rate is dynamic and can vary between 1.99% per month (23.88% per annum) to 2.99% per month (35.88% per annum) |
Finance Charges on extended Cash Advance | 3.3% per month (39.6% per annum |
Minimum repayment on extended credit usage. | 5% of outstanding dues of the statement plus greater of past due or Over Limit due (if any) subject to a minimum of Rs. 100 |
Cash Advance Limit | As mentioned in the monthly statement |
Over Limit Fee | Rs 500 per month |
Late Payment Fee | 50% of the minimum payment due (subject to a minimum of Rs. 400 and a maximum of Rs. 750 per month) |
Card Replacement Fee | Rs 100 |
Currency conversion charge for foreign currency transactions | 3.5% |
Reward Redemption Charges | Rs 50 per redemption |
How to apply for HSBC Credit Card
How to apply for Credit Card at IndiaLends Platform?
HSBC Credit Card Customer Care
The HSBC credit card customer care number is 1860 108 778 or 1860 500 2277