HSBC Bank Credit Cards

The HSBC is offering 5 credit cards to the customers catering well to the need and requirement of daily spending. There are a wide variety of benefits are associated with HSBC Credit Cards such as reward points for each purchase made on fuel or shopping. Apart from this, few credit cards are offering cashback on transactions. The Credit card offered by the banks is also offering various vouchers from the websites like ClearTrip or BookMyShow.

The eligibility criteria to apply for HSBC Credit Cards

  • The minimum age to apply for HSBC Bank is 21 years and the maximum is 65 years
  • Both salaried and self-employed can apply for HSBC Credit Cards
  • The annual income requirement to apply for HSBC Credit Cards is 3 Lakh per annum
  • Must have a credit score of 700, or above to apply for HSBC Credit Cards
  • Bangalore, Chennai, Gurgaon, Hyderabad, New Delhi, Mumbai, Noida, Kolkata, or Pune.

The documents required to apply for HSBC Credit Cards are:

Proof of Identity and address

  • Passport
  • Driving license
  • Voter's ID
  • Registered society outgoing bill
  • Water/Electricity/Telephone bill
  • Pipeline connection gas bill
  • Domicile certificate with address (issued by Municipal Corporation)
  • Property tax bill
  • Registered rent or lease agreement
  • Defense ID card
  • Aadhaar card
  • Government employee ID card

Income proof for salaried

  • Latest salary slip
  • Form 16

Income proof for self-employed

Recent Income Tax returns

Top Credit Cards of HSBC Bank

Credit Card variants Annual Fee Best Suited for
HSBC Visa Platinum Credit Card NIL Lifestyle
HSBC Smart Value Credit Card Rs 499 Rewards
HSBC Premier MasterCard Credit Card NIL For HSBC Premium Banking customers
HSBC Cash Back Credit Card Rs 750 Cashback
HSBC Advance Visa Platinum Credit Card NIL For HSBC Advance Banking Customers

HSBC Card fees and Charges

Fees and Charges Amount
Joining/ Annual Fees Varies from Card to Card
Finance Charges on extended Credit The interest rate is dynamic and can vary between 1.99% per month (23.88% per annum) to 2.99% per month (35.88% per annum)
Finance Charges on extended Cash Advance 3.3% per month (39.6% per annum
Minimum repayment on extended credit usage. 5% of outstanding dues of the statement plus greater of past due or Over Limit due (if any) subject to a minimum of Rs. 100
Cash Advance Limit As mentioned in the monthly statement
Over Limit Fee Rs 500 per month
Late Payment Fee 50% of the minimum payment due (subject to a minimum of Rs. 400 and a maximum of Rs. 750 per month)
Card Replacement Fee Rs 100
Currency conversion charge for foreign currency transactions 3.5%
Reward Redemption Charges Rs 50 per redemption

How to apply for HSBC Credit Card

  • Log on to the official HSBC bank website.
  • Take the cursor on the credit cards tab and click on ‘Help Me Find a Card’.
  • Find the ideal card for you with the Simplifier feature.
  • Read through the features and benefits of the card.
  • Click on ‘Apply’.
  • Fill in your personal and contact details.
  • A representative of the bank will contact you to take your application further.

How to apply for Credit Card at IndiaLends Platform?

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred HSBC credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

HSBC Credit Card Customer Care

The HSBC credit card customer care number is 1860 108 778 or 1860 500 2277