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EMI Calculator IFSC Code Blogs FAQsICICI Bank Instant Platinum Credit Card is suitable for those who need an instant and a lifetime free credit card. A customer can build and repair his/her credit score with a secured credit card against a fixed deposit. It has a built-in contactless technology to make quick and secure payments at retail outlets. The best part of using the ICICI Bank Instant Platinum Credit Card is that Cardholder will earn interest on the deposited amount along with earning reward points on certain transactions made via the credit card.
Minimum Fixed deposit requirement – Rs 25000
Features and benefits of ICICI Bank Insta Platinum Credit Card
The eligibility criteria to apply for ICICI Bank Insta Platinum Credit Card:
Documents required to apply for ICICI bank Insta Platinum Credit Card
Below is the list of documents required to avail of a credit card from ICICI Bank.
Fee and charges
Annual fee | NIL |
Joining fee | NIL |
Add-on Card Fee | NIL |
Finance Charges | 2.49% per month/29.88% per annum |
Over limit charges | 2.50% on over limit amount/Min. Rs. 500 |
Card Replacement Fee | Rs 100 |
Foreign Currency Mark-up fee | 3.50% |
Late Payment Charges | Nil for amount less than Rs.100 Rs.100 for amount between Rs.100 – Rs.500 Rs.500 for amount between Rs.501 – Rs.10,000 Rs.750 for amount more than Rs.10,000 |
How to apply for ICICI Credit Card at IndiaLends Platform
We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.