IDFC First Select Credit Card

All those who are looking for signature privileges and high rewards, then apply for IDFC First Select Credit Card. It is the super rewarding credit card that suits well with your dream of experiencing and enjoying a premium lifestyle. The best part about IDFC First Select Credit Card is that it is given free to you for life. Read here in detail about the features, benefits, and eligibility criteria to apply for the same.

Main Highlights of IDFC First Select Credit Card

  • Get 20% discount on 1500+ restaurants across India and 50+ in-app discount offers
  • 15% discount on 3000+ Health & Wellness Outlets
  • Get a 25% discount on movie tickets up to Rs. 100 (once a month) It has the added advantage of being an entry-level credit card.
  • Gift Vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days of card set-up
  • with 10X Reward Points on spends greater than ₹20,000,
  • 6X rewards on all online spending.

Benefits of IDFC First Select Credit Card

  • Complimentary domestic airport lounge access (4 per quarter)
  • Complimentary railway lounge access (4 per quarter)
  • Low foreign exchange mark-up fee of 1.99%
  • Comprehensive Travel Insurance Cover of Rs. 22,500 (Loss of Checked-In Baggage – Rs. 7,500; Delay of Checked-In Baggage Rs. 5,000; Loss of Passport and other documents – Rs. 5,000; Delay in Flight- Rs. 5,000)

The eligibility criteria to apply for IDFC First Select Credit Card

  • The minimum age to apply for a credit card is 18 years old.
  • Whether salaried or self-employed, you must have a regular source of income to pay back your credit card bills
  • You should have a decent credit score (Preferably 700 and above)

The documents required to apply for IDFC First Select Credit Card

Both Self-employed and Salaried

  • Completed application form
  • Passport-size photographs
  • Proof of identity (copy of PAN, Aadhaar, passport, etc.)
  • Proof of residence (utility bills, driving license, PAN, Aadhaar, etc.)

Salaried- Income proof

  • Latest salary slips
  • Form 16
  • Bank statements

Self-employed- Income Proof

  • Income proof
  • Statement of accounts
  • Proof of business

Fee and Charges of IDFC First Select Credit Card

Joining Fee NIL
Annual Fee NIL
Interest on Cash advance From 0.75% to 2.99% per month | 9% to 35.88% per year
Foreign Exchange Markup 1.99%
Late Payment Fee Less than Rs. 100 = NIL
Rs. 500 = Rs. 100
Rs. 5,000 = Rs. 750
Rs. 10,000 = Rs. 1.000
More than Rs. 10,000 = Rs. 1.000
Cash Advance fee Rs. 250 (International and Domestic)
Overlimit fee NIL
Interest rate on Purchase due From 0.75% to 2.99% per month | 9% to 35.88% per year
Reward Redemption Fee NIL
Card Replacement Fee Rs 100

 If you are seeking a credit card from IDFC bank, you can simply fill up an online loan application at our platform after checking your IDFC FIRST credit card Eligibility We IndiaLends has collaborated with IDFC bank to offer you the best of credit card services.  Click here to apply for IDFC Classic Credit Card and avail of exciting rewards and cashback. Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.