ICICI Bank Credit Cards
The ICICI Bank is counted as one of the best credit card providers in India. The bank offers a wide variety of cards according to the varying individual needs. Using ICICI Credit Cards, one can avail of fuel benefits, dining, entertainment, fuel, and more. To help you in finding out the best ICICI Credit cards, we have shared with you some of the important facts about ICICI Credit Cards.
The eligibility criteria of ICICI Credit Cards
- The minimum age to apply for an ICICI Credit Card is 21 years and the maximum is 65 years
- Must have a stable monthly income.
- Good credit score. It should be either 700, or above
- Resident of India or NRI.
- You should be a salaried or self-employed individual.
Documents required to apply for ICICI Bank Credit Card
Below is the list of documents required to avail a credit card from ICICI Bank.
- One must have a valid KYC documents such as Voter Id card, Aadhaar Card, Passport, Driving License, etc.
- Permanent Account Number (PAN) card or Form 60 if PAN is unavailable.
- Income proof such as salary slips and income tax returns.
- Bank or credit card statements.
Features of ICICI Credit Cards
- There are a lot of exciting offers and discounts are available in ICICI Credit cards that can ease your shopping expenses.
One can avail of personal loans against ICICI Credit Cards with instant approvals.
- There is a credit card protection plan given to ICICI Credit Cardholders to protect the card from being misused or any kind of fraudulent activities.
- On a request, the ICICI bank can increase your credit limit subject to your repayment behaviour and credit history.
- You can pay your mobile, electricity, gas, water bills via your ICICI Bank credit cards online.
- The EMI facility is available in ICICI bank credit cards. One can easily convert the purchases into easy EMIs.
- Earn reward points, bonus points, welcome points, and cash back every time you swipe the card.
Popular types of ICICI Credit Cards
- Travel Credit Cards
- Lifestyle Credit Cards
- Fuel Credit Cards
- Reward Credit Cards
- Premium Credit Cards
- Shopping Credit Cards
ICICI Credit Card fees and Charges
| Credit Card |
Amount |
| Joining Fee |
Varies from one card to other |
| Annual fee |
Varies from one card to other |
| Redemption charges |
Rs. 99 – Hand-picked Rewards Scheme | ICICI Bank Rewards Scheme | PAYBACK’s Catalogue Based Redemptions
Rs. 25 – Online and in-store re-demptions at PAYBACK Online Partner Brands |
| Free Credit |
18-48 days |
| Cash advance fee |
2.50% of the amount/ Minimum Rs 300 |
| Overlimit charges |
2.50% of the over-limit amount/ Minimum Rs 500 |
| Late Payment fee |
Nil for amount less than Rs. 100 Rs. 100 for amount between Rs. 100 and Rs. 500
Rs. 500 for total amount due greater than Rs. 501 and up to Rs. 10,000
Rs. 750 for total amount due greater than Rs. 10,00 |
| Surcharges |
1% /Min. Rs. 10 on fuel transaction 1.80% of the transaction value for Internet railway bookings and 2.50% for other railway bookings |
| Foreign Transaction Fee |
3.50% of the amount |
| Finance Charge |
Up to 42% per annum |
List of popular ICICI Credit Cards
How to apply for ICICI Credit Card
We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:
- Click here to start the application process.
- Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
- Find your preferred ICICI credit card from the list and check your eligibility for the same.
- If eligible, you can complete the online application
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
How to apply for ICICI Bank Credit Card on their official website?
- Visit the official website of ICICI Bank
- Click on the ‘Credit Cards’
- Click on the ‘Apply Now’ button
- Fill in your personal and income details
- Submit the application
- The executive will come to pick the necessary documents
- The bank would verify the details properly before approving the application
ICICI Credit Card Customer Care
There are various ways to contact ICICI Customer Care. You can contact via SMS, Call, or Email. Here are the ways:
Contact on ICICI Credit Card Customer Care Toll-free number
For any queries or grievances related to your ICICI Credit Card, you can call on toll free number 1800 200 3344 between 9 p.m. to 6 p.m. from Monday to Friday
Email address of ICICI Customer Care
ICICI credit card holders can submit their grievances by filling up the complaint form by mentioning their registered email ID.
