Top Credit Cards for Free Lounge Access of 2024
Looking to
add a touch of luxury to your travel experience? Beyond just flying business
class, now you can indulge in luxury lounge experiences at airports and railway
stations. Luxury lounge access offers travelers a chance to relax and enjoy
complimentary amenities like comfortable seating, snacks, Wi-Fi, and more
before their journey. Access to these exclusive lounges is usually reserved for
certain ticket holders or elite status passengers, but some credit cards also
offer free lounge access as a bonus perk. If you're in India and wondering
which credit cards provide the best airport lounge access, keep reading to find
out!
HDFC Diners Club Black Credit Card
Joining fees: Rs10,000
Unlimited
airport lounge access worldwide across 800+ lounges
Other benefits:
- you can
choose any two monthly vouchers from TataCLiQ or BookMyShow or Ola Select
Membership worth Rs.500 per month provided you spend Rs.80,000.
- book air
tickets or make hotel reservations across 150 airlines and hotel
- complimentary
annual memberships of Club Marriott, Forbes, Amazon Prime, MMT BLACK, Swiggy
One, and Times Prime once you spend Rs.8 lakh within 12 months from the date on
which the credit card was issued.
HDFC Infinia Credit Card
Joining fees: Rs10,000
Unlimited
lounge access at 1,000+ airports through Priority Pass membership for primary
and add-on cardholder
Other benefits:
- Best-in-class
dining privileges.
- 5 reward
points on every Rs.150 spent.
- When you
spend Rs.10 lakh or more in one year, you the get renewal membership fee waived
off for next year.
- Customized
hotel bookings, dining reservations, movie ticket bookings and much more
AXIS Magnus Credit Card
Joining fees: Rs10,000
Unlimited
complimentary international lounge visits with Priority Pass with 4 additional
guest visits per year and unlimited visits to domestic airport lounges
Other benefits:
- 35 EDGE
reward points per Rs. 200 spent above cumulative monthly spends of Rs. 1.5 Lakh
- 60 EDGE
reward points per Rs. 200 spent on Travel EDGE portal up to cumulative monthly
spends of Rs. 2 Lakh
- Various hotel
benefits
AXIS Bank Reserve Credit Card
Joining fees: Rs50,000
Unlimited
international lounge access for primary and add-on member under Priority Pass
Program
Other benefits:
- 50,000
Edge Reward Points on card activation
- 15 Edge
Reward Points for every Rs. 200 spent.
- Global
travel and medical assistance for international travels
HDFC Diners Club Privilege Credit Card
Joining fees: Rs2500
- Access to
1,000+ airport lounges in India and worldwide
-12
complimentary airport lounge visits in a year (domestic & international)
- Free visit
extended to add-on card members as well
Other benefits:
-4 reward
points per Rs. 150 spent across all categories.
-2X rewards
on weekend dining
-Complimentary
annual memberships of Amazon Prime, MMT BLACK, Times Prime and Dineout Passport
-Vouchers
from Ola Cabs, TataCLiQ, BookMyShow, cult.fit Live on reaching monthly spending
milestones
HDFC Regalia Gold Credit Card
Joining fees: Rs2,500
- 6
complimentary airport lounge visits per year outside India via Priority Pass
for both primary and add-on card members on completing minimum 4 card
transactions
- 12
complimentary airport lounge visits per year within India
Other benefits:
- Complimentary
Club Vistara Silver Tier and MMT Black Elite memberships on reaching Rs. 1 lakh
is spent within the first 90 days.
- 4 reward
points per Rs. 150 retail expenditure, including insurance, utilities and education.
- 20 reward
points per Rs. 150 spent at Myntra, Marks & Spencer, Reliance Digital and
Nykaa
- Up to 20%
savings on dining via Swiggy Dineout
-Rs. 1,500 worth
of vouchers from Marriott, Myntra, Marks & Spencer or Reliance Digital on
Rs. 1.5 lakh quarterly spends.
- Rs5,000 flight vouchers each on Rs 5 lakh
and Rs.7.5 lakh annual spends.
AXIS Bank Select Credit Card
Joining
fees: Rs3,000
- Complimentary
Priority Pass Membership
- 6
complimentary international lounge visits in a year
- 2
complimentary domestic airport lounge visits per quarter
Other benefits:
- 10,000
EDGE reward points worth Rs. 2,000 on making the 1st card to spend within 30 days.
- 20%
discount on minimum purchase of Rs. 3,000 on BigBasket
- 40% discount on Swiggy on minimum purchase of
Rs. 1,000
- 10 Axis
EDGE reward points per Rs. 200; 2X points on retail shopping
- 6
complimentary golf rounds in a year
SBI Elite Credit Card
Joining fees: Rs4,999
- 6
complimentary visits to international lounges
- 2
complimentary domestic lounge visits per quarter
- Complimentary
Priority Pass Membership
Other benefits
- Complimentary
Club Vistara Membership
- 5X rewards
on dining, grocery and departmental store spends
- Free movie
tickets worth Rs. 6,000 per year
YES Bank Select Credit Card
Joining fees: Rs399
1
complimentary domestic lounge visits per quarter
Other benefits:
- Enjoy
25% discounts on movie tickets made on BookMyShow.
- Get 20,000
reward points every anniversary year if your annual spends exceed Rs.7.5 lakh.
- Earn 8
reward points on every Rs.200 spent on 'Select Categories'.
- For every
Rs.200 spent on 'Select Categories', get 4 reward points.
- Enjoy fuel
surcharge waiver at all fuel stations in India for transactions between Rs.400
to Rs.5,000.
AXIS Ace Credit Card
Joining fees: Rs499
4
complimentary domestic lounge visits in a year
Other benefits:
- 5%
cashback on utility bill payments, DTH and mobile recharges via Google Pay
- 4%
cashback on Swiggy, Zomato and Ola
- Convert
your purchases of Rs. 2,500 and above into EMIs.
Flipkart Axis Bank Credit Card
Joining fees: Rs500
4
complimentary domestic lounge visits per year
Other benefits:
- Unlimited
5% cashback on Flipkart spends
- Flipkart
voucher worth Rs. 500 on making the first transaction.
- 1% fuel
surcharge waiver for transactions worth Rs. 400 to Rs. 4,000
- Decent
welcome benefits
HDFC Millennia Credit Card
Joining fees: Rs1,000
8
complimentary domestic lounge visits per calendar year
Other benefits:
- Cash
points of 1000 will be offered as welcome benefit users can avail themselves of
discount of 20% on partner restaurants via Dineout
- Cashback
of 5.00% can be availed by the cardholders on various online brands
- The card
also facilitates contactless payment at retail outlets
IDFC First bank select credit card.
Joining fees:
NIL
you can
visit four participating Indian railway lounges for free every calendar
quarter.
Other benefits:
- You will
receive 10X reward points on all transactions you make on your birthday.
- Enjoy 1
reward point every time your expenses reach Rs.100.
- Receive up
to 20% as discount at over 1,500 restaurants across India.
AU Bank Altura Credit Card
Joining fees: Rs199
You can
visit railway lounges twice every quarter.
Other
benefits:
- Get 5%
cashback if you spend Rs.2,500 within the first 60 days of card setup.
- Get 2%
cashback on utility bills payments
- Get 1%
waiver on the fuel surcharge
- Get
additional Rs.50 cashback when you spend Rs.10,000 in every statement cycle.
- Get 2%
cashback on grocery and departmental stores.
IRCTC SBI Platinum Card
Joining
fees: Rs500
offers free
access to railway lounges four times a year.
Other benefits:
- Get 10%
value back as reward points on booking AC1, AC2, AC3, and AC CC tickets through
IRCTC
-Get 1% off on booking railway tickets through
IRCTC website
- Get offers
on booking flight tickets through IRCTC website
- Earn one
reward point on every Rs.125 spent using IRCTC SBI Platinum credit card
Conclusion:
In today's
busy world, traveling can be tiring, but luxury lounge experiences at airports
and railway stations offer a welcome break. These exclusive lounges provide
comfy seats, free snacks, Wi-Fi, and more, making travel a breeze. Plus, some
credit cards offer free lounge access, adding to the appeal. Whether you're
flying often or catching a train, these lounges make the journey smoother and
more enjoyable. So, invest in the credit card that best fits your budget and
needs, so you could treat yourself with a bit of luxury on your next trip?
