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EMI Calculator IFSC Code Blogs FAQsThe YES Bank is known for offering a variety of credit cards suiting the needs of businesses and individuals. YES Bank credit card comes with a variety of benefits and rewards across entertainment, dining, golf, and more. The business credit cards from YES bank are designed for offering convenience to businesses in the form of fuel, travel, lounge access, and concierge privileges.
The eligibility criteria to apply for YES Bank
Documents required to apply for YES Bank Credit Card
Below is the list of documents required to avail of a credit card from YES bank
Features of YES Bank Credit Card
Rewards Program | You can enjoy rewards on the array of expenses based on the card you are using. Whether it’s buying groceries, movie tickets, or enjoying fine dining, you can earn points or cashback on these transactions. |
Lifestyle privileges and benefits | Experience a world of benefits like free airport lounge access, insurance coverage, golf course access, fuel surcharge waivers, and more. Through YES Privileges, you also enjoy promotional offers on shopping, wellness, dining, travel, and more. |
Easy Bill payments | Use YES PayNow to pay all your utility bills through standing instructions. You can pay your mobile, telephone, rent, electricity, insurance, broadband, and gas bills. Besides the convenience, you will also earn reward points on these transactions, based on the card you have |
Popular types of YES Bank Credit Cards
Popular YES Bank Credit Cards
Credit cards | Annual fee | Best Suited for |
YES First Preferred | NIL | Rewards |
YES Prosperity Edge | Rs 1199 | Rewards |
YES Premia Credit Card | Rs 1599 | Travel |
YES Prosperity Reward Plus | Rs 499 | Rewards |
YES First Business Card | Rs 4999 | Rewards |
YES Prosperity Business Card | Rs 2499 | Rewards |
YES Prosperity Rewards Credit Card | Rs 299 | Rewards |
YES Prosperity Cash Back Credit Card | Rs 999 | Cashback |
YES Prosperity Cash Back Plus Credit Card | Rs 1499 | Cashback |
YES Private Credit Card | Rs 10,000 | Lifestyle |
YES First Exclusive Credit Card | Rs 9999 | Travel |
YES Bank Credit Card fee and charges
Category | Amount rate |
Annual/ Renewal Fee | Varies from card to card |
Extended credit interest free period | Up to 50 days applicable to the retail purchases and if previous months’ outstanding balance is paid |
Extended credit charges | Up to 3.5% per month to 42% per annum |
Extended credit amount due | 5% of Total Outstanding Amount / Min. Rs. 200 |
Cash Advance Limit | Up to 30% of the credit limit |
Cash Advance Fee | Up to 3.5% per month to 42% per annum |
Reward redemption fee | Rs 100 per redemption request |
Late Payment fee | Statement Balance: Less than Rs. 100 – Nil Between Rs. 100 & Rs. 500 – Rs. 100 Between Rs. 501 & Rs. 5,000– Rs. 400 Between Rs. 5,001 & Rs. 20,000– Rs. 500 Over Rs. 20,000 – Rs. 700 |
Foreign Currency conversion charge | Varies from card to card |
Ways to increase YES Bank Credit Card limit
The credit card limit on YES Bank is decided by the bank at its sole discretion. The available credit limit is communicated to the cardholder at the time of card delivery. The customers who are willing to increase the credit card limit can request the bank in writing. To increase the limit, the bank will ask the customer to submit the required documents like salary slips, bank statements, income tax returns, etc. However, the credit limit increase is determined at the sole discretion of the bank.
How to apply for YES Bank Credit Card via IndiaLends
We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
How to apply for YES Bank Credit Card on their official website?