EPF Form 10C: Withdrawal of Pension Benefits from EPS 2025

Blogs > EPF Form 10C: Withdrawal of Pension Benefits from EPS

EPF Form 10C: Withdrawal of Pension Benefits from EPS


EPF Form 10C: Withdrawal of Pension Benefits from EPS

The Employees’ Pension Scheme (EPS) is a key part of the EPF benefits provided to salaried employees in India. If you leave your job before completing 10 years of service or are ineligible for monthly pension benefits, you can claim your withdrawal benefit from EPS by submitting EPF Form 10C.

This guide by IndiaLends explains what EPF Form 10C is, when to use it, how to fill it, and important compliance points.


What is EPF Form 10C?

EPF Form 10C is used to:


When to Use EPF Form 10C?

Situation

Eligibility

Withdrawal before 10 years

If service is less than 10 years, pension amount can be withdrawn.

Scheme Certificate

If service is more than 10 years, but you haven’t reached pensionable age.

Pension Transfer

When changing jobs and transferring EPS benefits to new employer.


Eligibility Criteria for EPF Form 10C


Details Required in EPF Form 10C


How to Fill and Submit EPF Form 10C

Mode

Steps

Online

Log in to the EPFO Member Portal → Go to Online Services → Select Claim (Form-10C) → Verify KYC → Submit.

Offline

Download the EPF Form 10C PDF → Fill details → Submit to the regional EPF office along with required documents.


Documents Required


Processing Time & Payment


IndiaLends Tip

While EPF helps secure your retirement, it may not always meet immediate financial needs. In such cases, you can opt for a personal loan from IndiaLends with quick approval and flexible repayment options.

Apply Now with IndiaLends


FAQs on EPF Form 10C

Q1. Can I submit Form 10C online without employer approval?
Yes, if your KYC is complete and approved by your employer.

Q2. Can I withdraw my EPS amount after 10 years of service?
No, after 10 years you can only get a Scheme Certificate, not a withdrawal benefit.

Q3. How many times can I withdraw EPS benefits?
Only once per EPS membership period.

Q4. Is PAN mandatory for Form 10C?
Yes, to avoid higher TDS deductions.

Q5. How do I check my Form 10C claim status?
You can track it on the EPFO claim status portal using your UAN.