EPF Form 19: How to Withdraw Your Provident Fund Balance in 2025
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Indialends, 11 Sep 2025

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EPF Form 19: How to Withdraw Your Provident Fund Balance


EPF Form 19: How to Withdraw Your Provident Fund Balance

If you have left your job and want to withdraw your accumulated Employees’ Provident Fund (EPF) balance, EPF Form 19 is the form you’ll need. This form allows EPF members to claim the final settlement of their PF account from the Employees’ Provident Fund Organisation (EPFO).

In this blog, IndiaLends explains what EPF Form 19 is, who can use it, how to fill it, and important points to keep in mind before applying.


What is EPF Form 19?

EPF Form 19 is an application form for final settlement of your PF balance when you leave your job, retire, or are unemployed for more than two months.

It can be submitted online through the EPFO Member Portal or offline via your employer.


Who Can Use EPF Form 19?

Eligibility Criteria

Details

Job Resignation

Member has resigned from the organisation and does not plan to work for at least two months.

Retirement

Member has reached retirement age (58 years).

Employment Abroad

Member is moving permanently outside India.

Permanent Disablement

Member is unable to work due to disability.


Details Required in EPF Form 19

Section

Information Needed

Personal Details

Name, Father’s/Husband’s Name, Date of Birth, Contact Number

Employment Details

Establishment code, PF account number, Date of joining and leaving

Bank Details

Account number, IFSC code (should match with KYC in EPFO records)

Reason for Leaving

Retirement, resignation, disablement, or other applicable reason


How to Fill EPF Form 19 Online

Step 1: Log in to the EPFO Member Portal using your UAN and password.
Step 2: Go to Online Services → Claim (Form-31, 19, 10C).
Step 3: Verify KYC details.
Step 4: Select "PF Final Settlement (Form 19)".
Step 5: Enter bank details and submit your claim.


Documents Required

  • Aadhaar card
  • PAN card
  • Bank account details (linked with UAN)
  • Form 15G/15H (if applicable to avoid TDS deduction)

Things to Remember Before Submitting EPF Form 19

  • Two-Month Waiting Period: You can apply for withdrawal only after two months of unemployment (unless in special cases like retirement or disability).
  • TDS Deduction: If you withdraw before completing 5 years of service, TDS may apply. Learn more here: Income Tax on EPF Withdrawal.
  • Update KYC: Ensure Aadhaar, PAN, and bank details are updated in the UAN Member Portal.

IndiaLends Tip

Withdrawing your EPF should be a last resort as it impacts your retirement savings. If you need urgent funds, explore personal loan offers on IndiaLends with quick approval and minimal paperwork.

Apply Now with IndiaLends

 

FAQ’s

Yes, by submitting a filled form to your ex-employer, who will forward it to EPFO.

Usually 10–15 working days if all KYC and bank details are correct.

Only if your withdrawal is taxable and you want to avoid TDS deduction.

Only in cases like medical emergencies, retirement, or permanent disablement.

Your claim may be rejected; ensure details are updated before applying.

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