Blogs > EPF Transfer Process When You Switch Job: Step-by-Step Guide
EPF
Transfer Process When You Switch Job: Step-by-Step Guide
When you change jobs, your Employees’ Provident Fund
(EPF) balance doesn’t automatically move to your new employer’s account.
Instead, you need to initiate an EPF transfer to merge your old and new
accounts. This ensures continuous service history, uninterrupted
interest, and tax-free withdrawals after 5 years.
In this blog, IndiaLends explains the EPF transfer
process, timelines, and best practices to avoid delays.
Why You
Should Transfer EPF Instead of Withdrawing
EPF
Transfer Eligibility
You can transfer EPF if:
EPF Transfer Process (Online)
Step |
Action |
Details |
1 |
Login to EPFO Member Portal |
Visit EPFO
Member Portal and log in with your UAN & password. |
2 |
Navigate to Online Services |
Select "One Member – One EPF Account (Transfer
Request)". |
3 |
Select Employer for Attestation |
Choose old or new employer to approve the request. |
4 |
Enter Previous Employment Details |
Provide Member ID/UAN from your old job. |
5 |
Verify Using OTP |
OTP will be sent to your Aadhaar-linked mobile. |
6 |
Submit Request |
Save the generated tracking ID for future reference. |
Offline
EPF Transfer Process
If online transfer isn’t possible:
Processing
Time
Common
Reasons for Delay
Smart Tip
from IndiaLends
If you need funds before your EPF transfer is processed,
avoid early withdrawal to prevent tax deductions. Instead, consider an instant personal loan
from IndiaLends for quick financial support.
Frequently
Asked Questions (FAQs)
Q1. Can I transfer EPF without UAN?
No, UAN is mandatory for the transfer process.
Q2. How do I check if my EPF transfer is completed?
Log in to the EPFO portal and track status under "Track Claim
Status".
Q3. Is there any cost to transfer EPF?
No, the transfer process is completely free.
Q4. Can I merge multiple old EPF accounts?
Yes, you can initiate separate transfer requests for each account.
Q5. What if my previous company is closed?
You can still transfer EPF by selecting your new employer for attestation.