Indialends, 19 Aug 2025

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How to Check EPF Balance Through SMS – A Quick Guide by IndiaLends

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How to Check EPF Balance Through SMS – A Quick Guide by IndiaLends

Employee Provident Fund (EPF) is an essential financial tool for salaried individuals in India. Managed by the Employees’ Provident Fund Organisation (EPFO), it helps secure your post-retirement life. While many people track their EPF balance online or via mobile apps, not everyone has internet access at all times. Fortunately, you can check your EPF balance through SMS—a quick and hassle-free method.

At IndiaLends, we help you stay informed about your finances. Here’s a complete guide to checking your EPF balance via SMS and why it matters.

Matrix-Driven Overview

How to Check EPF Balance Through SMS?

Follow these simple steps to check your EPF balance using SMS:

1.  Ensure UAN Activation: Your Universal Account Number (UAN) must be active and linked with your Aadhaar, PAN, and bank details.

2.  Link Mobile Number: The mobile number used to send the SMS must be registered with your EPFO account.

3.  Compose SMS: Type EPFOHO UAN ENG

o    Replace ‘ENG’ with your preferred language code (e.g., HIN for Hindi, MAR for Marathi).

4.  Send SMS: Send the message to 7738299899 from your registered mobile number.

5.  Receive Balance Details: You’ll get an SMS with your latest EPF balance, last contribution, and other account details.

Available Language Codes for SMS

Why is it Important to Check EPF Balance Regularly?

Checking your EPF balance regularly helps you:

• Monitor employer contributions
• Ensure accuracy in PF deductions
• Plan better for retirement or emergency withdrawals
• Avoid discrepancies in account details

You can also check your EPF balance using the EPFO portal, UMANG app, or missed call service. But for those without internet access, SMS is the most convenient method.

Additional Tips

• Always keep your UAN updated with the latest mobile number.
• Update KYC documents on the EPFO Member Portal.
• If your UAN isn’t activated, visit EPFO UAN Activation to complete the process.

Need Financial Assistance?

IndiaLends offers easy and instant personal loans, credit cards, and free credit score checks. If you’re planning a large expense or managing retirement savings, our financial products are tailored to meet your needs.

Apply Now for quick approval and hassle-free disbursal.

Internal Resources from IndiaLends

• Free Credit Score Check
• Personal Loans for Salaried Employees
• Credit Cards with Zero Annual Fees

Frequently Asked Questions (FAQs)

1. What is the full form of EPF?

EPF stands for Employees’ Provident Fund, a retirement benefits scheme for salaried employees.

2. Can I check EPF balance without internet?

Yes, you can check your EPF balance through SMS or by giving a missed call to 9966044425.

3. Is there any charge to check EPF balance via SMS?

Only standard SMS charges apply. EPFO does not charge for the service.

4. What to do if I don’t receive the SMS?

Ensure your mobile number is registered with your UAN and that the SMS format is correct.

5. Can I check EPF balance in regional languages?

Yes, EPFO supports 10 regional languages including Hindi, Tamil, and Bengali.

Conclusion

Checking your EPF balance through SMS is a quick, offline method to stay updated with your retirement savings. With just one message, you can access your EPF details anytime, anywhere. At IndiaLends, we empower you with the tools to manage and grow your financial well-being.

Looking for a financial boost? Apply Now and get the best personal loan offers in minutes.