Indialends, 03 Sep 2025

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PPF Account for Minors: Everything You Need to Know

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Matrix-Driven Guide: PPF Account for Minors – Rules at a Glance How to Open a PPF Account for a Minor Withdrawal Rules for PPF Account in Minor’s Name Documents Required

PPF Account for Minors: Everything You Need to Know

The Public Provident Fund (PPF) is one of India’s most trusted long-term savings and investment schemes, offering guaranteed returns with tax benefits under Section 80C. But did you know you can also open a PPF account for your child (minor) and start building their financial future early?

At IndiaLends, we believe in empowering you with financial knowledge—whether you’re applying for a personal loan or planning secure investments for your child’s future. Here’s a complete guide to help you understand the PPF account for minors, eligibility, rules, and withdrawal process.

Matrix-Driven Guide: PPF Account for Minors – Rules at a Glance

How to Open a PPF Account for a Minor

Opening a PPF account for your child is simple and can be done at a post office or a designated bank branch.

Steps:

1.     Visit a bank or post office authorized to open PPF accounts.

2.     Collect and fill the PPF account opening form (with minor’s details).

3.     Attach documents (minor’s birth certificate + parent’s KYC documents).

4.     Deposit the minimum amount (₹500 or more).

5.     Once processed, the PPF account will be opened in the child’s name, managed by the parent/guardian.

Withdrawal Rules for PPF Account in Minor’s Name

Documents Required

• Birth certificate of the minor (proof of age).
• Parent/guardian’s Aadhaar card and PAN card.
• Passport-size photographs of both parent and minor.
• Address proof of guardian.
• Filled PPF account opening form.

IndiaLends Insight

Opening a PPF account for your minor child is a smart way to build a secure financial corpus for their future needs—education, marriage, or other milestones. The guaranteed returns, tax benefits, and long-term compounding make it a low-risk wealth-building tool.

However, if you need short-term liquidity while keeping your child’s savings intact, consider an instant personal loan from IndiaLends—with minimal documentation, quick approval, and flexible repayment options.

Internal Resources from IndiaLends

• What is PPF and its benefits
• How to open a PPF account online
• PPF vs VPF: Which one should you choose?
• Apply for a personal loan instantly

Apply Now

Looking to secure your child’s financial future without disturbing your current savings? Open a PPF account for your minor today for long-term growth. And if you need urgent funds, explore instant personal loans from IndiaLends to cover medical, educational, or travel needs conveniently.