National Social Assistance Program- Social Security and Welfare
Default Image

Indialends, 27 Jul 2023

Share share icon

National Social Assistance Program

The National Social Assistance program was launched on 15th August 1995 to offer support to aged persons, disabled persons, bereaved families in case of death of the primary breadwinner belonging to the below poverty line households.

The main components of the National Social assistance program:

  • National Old age Pension Scheme
  • National Family Benefit Scheme
  • National Maternity Benefit Scheme
  • Annapurna Scheme
  • Indira Gandhi National Widow Pension Scheme
  • Indira Gandhi National Disability Scheme

The objectives of the scheme

The National Social Assistance Program was launched to abide by Article 41 of the Indian Constitution. Under this, they have stated that it is the responsibility of the state government to provide public assistance in case of old age, sickness, disabilities, and unemployment. The national social assistance program is helping all those who are paying them every month in the form of social pensions.

Schemes that are part of the National Social Assistance Program

National Old age Pension Scheme:  

This scheme is implemented as a part of the National Social Assistance program of the Ministry of Rural Development, Government of India. It is a non-contributory scheme under which the government is offering the monthly income for citizens or refugees above 60 years., who have no other sources of income.

National Family Benefit Scheme

The National Family Benefit Scheme, the fourth scheme that falls under the National Social Assistance Program, provides a death benefit of Rs 40,000/- to families where the sole breadwinner of the family has passed away. The criterion is that the breadwinner should have been between 18 to 64 years old.

National Maternity Benefit Scheme

This scheme is benefiting pregnant women above 19 years old. The financial assistance is limited to Rs 500 for her first two children.

Eligibility:

  • A pregnant woman should be above 19 years.
  • A woman should be from below the poverty line
  • Financial assistance is limited to the first two live children.

Annapurna Scheme

The Annapurna scheme is introduced as a part of the National Social Assistance program on April 01, 2000. The aim is to offer food security to meet the requirements of those senior citizens who remain uncovered National old-age pension scheme. The beneficiaries under this scheme are provided with 10 Kg of food grains per month.  The Government of India has made a collaboration with the Food Corporation of India for releasing food grains district-wise on payment of the cost of Foodgrains at CIP rates directly to FCI offices.

Indira Gandhi National Widow Pension Scheme

All widows who fall within the age group of 40 years to 65 years whose family falls the below poverty line. The government will provide widow Rs 1200 per month under this scheme. She will also receive Rs 400 per month under the state-sponsored Sanjay Gandhi Niradhar Anudan Yojana.

The Indira Gandhi National Disability Scheme 

This scheme was launched in February 2009 by the Ministry of Rural Development headed by the Central Government for supporting the disabled people in our country. Any disabled person who is more than 18 years, and with 40% disability belonging to the poverty line can make themselves enrolled under this scheme. A sum of Rs 300 is paid as pension for people up to the age of 79 and a sum of Rs 500 is applicable for people who are above the age of 79 years old.




FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

toast icon URL copied to clipboard successfully !

Download the IndiaLends App Now

  • Track your credit score all the time and stay financially healthy
  • Get exclusive Loans and Credit Card offers
  • Enjoy a seamless experience

Scan this QR code to download the app

index banner image