Personal Loans in Vijayawada
Looking for credit financing in Vijayawada? Apply for an online personal loan in Vijayawada. It is an unsecured loan where there is no need to provide any security against the loan. A personal loan in Vijayawada is a perfect solution during emergencies being provided instantly. The rate of interest is the best, it starts from 10.75%. There are a plethora of top banks and financial institutions are available in Vijayawada that is offering personal loan assistance.
Here are the main reasons for applying for a Personal loan in Vijayawada
• A Personal loan is obtained for various purposes such as paying off medical bills, home renovation, wedding expenses, personal durable goods, travel expenses, or any other financial emergencies.
• If you want to pay off multiple unpaid loans by opting for debt consolidation or Personal loan balance transfer.
Special features:
• Loan Amount Eligibility: Rs 25000- Rs 25 Lakh
• Easy and simple loan application
• Flexible loan Tenure- 1- 5 years
• Low-interest rate loans with several attractive features
• Minimal documentation
• Easy EMIs
• An unsecured loan, does not require collateral submission
Eligibility criteria to apply for a Personal Loan
Nationality: Must be a resident of India
Age – Minimum age is 21 years, and the maximum is 60 years
Credit Score: You should have a good credit score, 700 or above
Monthly Income requirement: Rs 15,000 per month
Work Experience
Salaried
Employed at the current company for at least 6/12 months
Self-Employed
• Business tenure of at least 3 years (continuous)
• ITR of last 3 years
You can also check your loan eligibility by visiting our website. Moreover, we have an efficient personal loan EMI calculator which will help you get an idea of how much loan amount you should borrow. Further, you can also benefit from our free credit report service before applying for a loan which gives an in-depth analysis of your credit history.
The documents required to apply for a Personal loan
• Standard KYC documentation such as Aadhar card, drivers’ license, PAN card, etc.
• At least 2 months of salary slips, for company employed applicant, or 2 months of income proof, for self-employed applicants
• At least 6 months of bank account statements - salary account for salaried individuals, or current account, for self-employed individuals.
How IndiaLends can help in getting a Personal loan in Vijayawada
IndiaLends is a one-stop solution for all your financial needs. In here, we try to provide you with the best services that are hassle-free and quick in nature. For personal loans, we provide you with a comparative analysis of what different banks are offering and assist you in your final decision.
Fast assistance
IndiaLends is offering 24*7 services for all its customers. You can contact us at any time of the day, and we will try our best to get back to you as soon as possible. Moreover, the process for personal loan approval is fast and quick in nature.
Customer needs at the forefront
Your needs are our priority. We promise to deliver you services that are best for our capabilities. By handpicking the personal loan offers based on the customer profile, we try to give you the most personalized experience. The services for all our customers are free of cost.
Compare Offers Online
With more than 40 lenders as partners, you can compare the different offers of financial institutions to make the right call. We get you the lowest interest rate loan offers from multiple Banks and NBFCs.
Real-time customer support
Our customer support team is fast and efficient to clear all your doubts regarding personal loan eligibility, procedures, offers, documentation, and repayment options.
Go Contactless and Touchless
Instead of visiting a bank, natives of Vijayawada can take advantage of the online services of FinTech companies like IndiaLends.
A quicker way is to click the “Apply now” button on the top right corner and fill in the online application and supply the soft copies of all the documents. Post all verification checks and loan approval, the loan amount will be disbursed to your account.