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Create your REZERV Cash profile and get access to your personal line of credit.
Minimal
Documentation
Zero Activation
Charges
Instant money
transfer
Pay only for what
you borrow
Activate Your Limit
upto ₹3,50,000
Enter your Mobile Number
By clicking on above button, you agree to the following Term & Conditions
OTP Verification
Confirm your mobile number Verification code sent to +91 9894614279
Edit numberEnjoy Multiple Benefits of Availing Rezerv cash
Interest rate started as low as 1.16%
per month
Pay with flexibilty with tenure unto 36
months
Collateral free: No collateral is needed to
activate Rezerv Cash credit line
How Does IndiaLends
Rezerv cash Work?
Make a profile
Provide your basic personal and employment details
Activate your credit line
Complete AADHAR based KYC and provide your bank details to activate your Rezerv Cash credit line
Withdraw money anytime
Congratulations your Rezerv Cash credit line is active. Now you can withdraw money anytime.
Frequently Asked Questions
Rezerv Cash is a credit line exclusively for IndiaLends members. Rezerv Cash allows you to withdraw as much money as you need, at any time, from your available limit; funds will be deposited instantly into your registered bank account.
Rezerv Cash is the most flexible form of credit yet. Unlike traditional loans: - Rezerv Cash allows you to withdraw only the amount you need, plus you can prepay or foreclose at any time with no extra charges. - Rezerv Cash allows you to pay interest just for what you’re borrowing. For example, if you’re taking a regular loan of Rs. 1 Lakh, you’ll have to pay interest for the whole amount, it doesn’t matter how much you’re using. But with Rezerv Cash, if you’re transacting Rs. 20000 from your LOC, you’ll just have to pay for the transacted amount. - Every time you take a regular loan, you have to pay a different interest rate depending on the lender and the amount. With Rezerv Cash, you pay the same interest rate every time you borrow.
There are no activation charges on Rezerv Cash. Also, there is no maintenance cost.
Yes, a line of credit can affect your credit score. A personal line of credit is similar to a credit card account, but with a set limit and no early repayment penalty. Your repayment history with our partner Liquiloans will be sent to RBI-approved credit bureaus every month, and on-time repayments will help you improve your score. We advise you to maintain an adequate balance in your account around the repayment date so that you don’t delay any payments.
Rezerv Cash is credited to your account within minutes of your request.
Liquiloans uses the CKYC registry, a centralized repository of KYC records, to retrieve relevant details when processing transactions. This makes the process of registering for Rezerv Cash incredibly fast and simple.
You can withdraw money from your Rezerv Cash credit line until the limit is reached. Your limit can be re-established once you repay your transacted amount. For example, if you have a LOC of Rs. 1 Lakh active and transacted Rs. 15000, which you’ll be paying in 3 installments of Rs. 5000, your limit will be re-established after the 3rd installment when you’ll repay the entire amount (Rs.15000).
For a limited time, Rezerv Cash is available only to select members.