Axis Bank RuPay Platinum Debit Card-Benefit you on your every purchase
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Indialends, 09 May 2026

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Axis Bank RuPay Platinum Debit Card

If you are looking for a debit card that offers you benefit on each purchase you made, apply for Axis bank RuPay Platinum debit card. There are multifarious benefits available starting from premium airport lounge access to fine dining delights along with exclusive product benefits. Enjoy special benefits with Axis Bank RuPay Platinum Debit Card, powered by RuPay anytime and anywhere.

Key highlights of Axis Bank RuPay Platinum Debit Card

  • With Axis Bank RuPay Platinum Debit Card, you can withdraw cash without any limit.
  • In addition to that, there is no purchase limit on Axis Bank RuPay Platinum Debit Card.
  • 20% off on dining delight offerings at partnered restaurants in India.
  • It has multiple offers on food, travel, and entertainment.

Benefits of Axis Bank RuPay Platinum Debit Card 

  • The Axis Bank RuPay platinum debit card comes with minimum eligibility criteria and documentation.
  • Axis Bank RuPay Platinum Debit Card signature card can be used to withdraw cash.
  • Provision of immediate blocking of the card in case of card loss or misplacement to avoid any fraudulent activities.
  • Another benefit offered by Axis Bank RuPay Platinum Debit Card is that the card can be used across all points of sales whether offline or online and allows hassle-free transactions.
  • The debit card is much beneficial in terms of debt management. As you can spend as per money you are holding in the bank account linked with the debit card.
  • Apart from the best utilization of one’s funds, Axis Bank RuPay Platinum Debit Card provides the additional benefit of rewards such as cashback offers and reward points.

The eligibility criteria to apply for Axis Bank RuPay Platinum Debit Card

  • The RuPay Platinum Debit Card is being issued with new accounts opened through instant kits to select easy access salary accounts. Please visit the nearest Axis Bank Branch.
  • The minimum age requires to apply for a debit card is 18 years.
  • Parents and guardians can attain a debit card on behalf of the minors.
  • One needs to have a government-approved identity and address proofs such as an Aadhar card, PAN card, passport, driving license, or Voter ID card.
  • One needs to have a savings or current account with a bank to attain a debit card.


Issuance FeeRs 200 (waived for Axis Republic main account holder)
Additional Card feeRs 200
Annual FeeRs 200 (waived for Axis Republic main account holder)
Replacement FeeRs 200
ATM Withdrawal LimitRs 40,000
Purchase Limit per dayRs 200,000
Lost Card liabilityRs 50,000
Personal Accident Insurance Cover

Rs. 2 lakhs

Rs. 22 lakhs including 2 lakhs Child Education Cover (only for Axis Republic Cardholders)


Airport Lounge accessYes

How to apply for Axis Bank RuPay Platinum Debit Card

  • Log on to the website of Axis bank or into the net banking portal using your username and password.
  • On the net banking portal, look out for the option, 'e-Services/Services' and click on 'ATM card services' or a similar option.
  • Clicking on this option will open a new page. On the page, click on 'Request Axis Bank RuPay Platinum Debit Card
  • Proceed further, by entering either the OTP received on the registered mobile number or use the profile password.
  • After entering any one of the above, click on 'Submit'.
  • Post submitting further debit card application processing will take place.


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FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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