SCB Cashback Platinum Debit Card
The SCB Cashback Platinum Debit Card is loaded with a gamut of features like getting 5% cashback on all expenses at merchant outlets, enhanced spending limit, and the most important, GCAS (Global Customer Assistance Service) which comes in handy when you are traveling overseas. Read here in detail.
Features of SCB Cashback Platinum Debit Card
The eligibility criteria to apply for SCB Cashback Platinum Debit Card
Fee and charges of SCB Cashback Platinum Debit Card
Minimum Balance Requirement | Rs 10,000 (5% of the shortfall in MAB with a max cap of Rs.500) |
Account Statement | NIL |
Cash Deposit/ Withdrawal | Rs 100 |
Lost Card-Reissuance | Rs 799 |
ATM Card Fee | Rs 799 |
Duplicate Statement | Up to 3 months old – Nil More than 3 months old – Rs.150 |
Account Closure | Within 14 days from account opening – Nil After 14 days and within 12 months from date of opening – Rs.500 |
Documents needed to be submitted are:
How to apply for SCB Cashback Platinum Debit Card?
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.