SCB Platinum Debit Card
Buy more, purchase less, make the most of spending with Standard Chartered Platinum Debit card. Using this card, you will earn one reward point on each spends. It makes you enjoy a host of discounts and offers on all the lifestyle privileges. Read here in detail about the Standard Chartered Platinum Debit Card:
Features and benefits of the Platinum Debit Card from Standard Chartered are:
Global Access: By swiping the Platinum Debit Card, the customer gets access to the funds whenever they want. Using this card, one can make easy payments at more than 24 million VISA merchant establishments. Over 1 million VISA ATMs around the world are available for making cash withdrawals using the Platinum card.
Rewards Plus: The Platinum Debit Card allows the cardholder to avail of the benefit of getting a reward on daily purchases. Each Rs 100 spent using the card, makes the cardholder get 1 reward point on each purchase. These reward points can be further redeemed to cash. As there is no limit to cashback, any number of reward points can be earned.
Better spending limit- The Platinum Debit Card is having a spending limit of Rs 200,000 both making purchases and cash withdrawals.
Fuel Surcharge Waiver: There are no fuel surcharges if you are making payment at the petrol pump using the SCB Platinum Debit Card.
Dining offers: SCB Platinum Debit Card are also known as dining plus debit card. The card is loaded with exciting offers and discounts at over 1600 partnered restaurants, hotels, resorts, pubs all over the Middle East and India.
Global Customer Assistance Service- VISA’s Global Customer Assistance Service (GCAS), which is a comprehensive assistance service for customers traveling abroad is also offered with the Standard Chartered Platinum Debit Card. It is a 24-hour emergency service and provides services and assistance such as reporting of lost or stolen cards, general inquiries, emergency medical or travel assistance, and emergency cash disbursement.
Fee and Charges
ATM Card fee | Rs 799 |
Lost Card re-issuance | Rs 799 |
Cash Deposit/ Withdrawal charges | Rs 100 |
Phone banking charges | NIL |
Account Closure | Within 14 days from account opening – Nil After 14 days and within 12 months from date of opening – Rs.500 |
How to apply?
Internet Banking
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.