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Credit cards to look out for in April 2024
Finding the perfect credit card can feel like online dating - endless swiping to find the right card that truly complements your lifestyle. But fear not. This blog will tell you the hottest credit cards to hit the market in April 2024.
Whether you're a travel enthusiast seeking luxurious airport lounges or a cashback credit card, we've got you covered. We'll delve into each card's perks, rewards programs, and annual fees so you can make an informed choice and swipe your way to financial freedom.
The Flipkart Axis Bank Credit Card offers competitive cashback for online shopping. With this card, you can enjoy a range of benefits from major brands such as Flipkart and a selection of preferred partners, including Uber, PVR, Tata SKY, Swiggy, and more. While it's a co-branded card, it primarily focuses on providing users with cashback rewards. Because of its attractive features, this is a top credit card in April.
Airport lounge access: 4 per year
Apply for this card: https://indialends.com/axis-bank-credit-card
Another top credit card in April is the HDFC Millenia. With this card, you can earn cashback on various spending categories and brands like Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato. This makes it perfect for budget-conscious shoppers who want to maximize their savings while splurging.
Airport lounge access: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter)
Apply for this card: https://indialends.com/hdfc-bank-credit-card
Are you a frequent online shopper or love shopping from Amazon? This is just the card for you. This card gives you 3-5% cashback, depending on whether you're a Prime member. You can make payments and earn cashback using this card with over 100 partner merchants.
For those who prefer simplicity and convenience, the SBI SimpleClick card is designed to make your shopping experience hassle-free. You can earn Reward Points on online spending with exclusive partners: Apollo 24x7/BookMyShow/Cleartrip/Dominos/Eazydiner/Myntra/Netmeds/ Yatra. It's perfect for everyday shopping with a credit card in April.
Apply here: https://indialends.com/sbi-credit-card
American Express Membership Rewards Credit Card (Amex MRCC) is a go-to for those who love earning and redeeming reward points. You can earn reward points on Fuel, Insurance, Utilities, and Cash Transactions. This card offers exciting rewards, making your shopping experience more delightful.
Apply for this card: https://indialends.com/amex-credit-card
Don't forget to bookmark this blog so you can stay up-to-date on the top credit card in April. And, if you're ready to ditch the financial duds and find your credit card soulmate, be sure to check out our handy comparison table at the end of the post. It summarises all the key features to make your decision a breeze! Happy swiping!
Read more: Top fuel cards in India
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.
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