Top 5 Travel Cards This Travel Season
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Indialends, 30 Sep 2025

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Discover the Top 5 Travel Cards for this Travel Season


Are you planning your vacation and looking for the perfect travel companion? Look no further! This article will help you find your best travel companion. Let’s learn about the top five travel credit cards that can enhance your travel experience. Whether you're a frequent flyer or an occasional traveler, these cards offer a range of benefits, including low forex markup, co-branded perks, railway bookings, and more. Let's dive into the details and find the ideal travel credit card for you!

SBI ELITE Credit Card

  • Joining Fee- Rs. 4999 (+GST)
  • Annual Fee- Rs. 4999 (+GST)

Travel benefits:

Complimentary CV (Club Vistara) Membership, complimentary Trident Privilege Red Tier membership, free domestic (8 complimentary visits), and international airport lounge access (6 complimentary visits) per year.

Forex markup:

1.99% on international transactions (better than a lot of other travel cards)

Other benefits:

Free movie tickets every month (max benefit capped at Rs. 6,000 per year and Rs. 250 per ticket, offer valid for at least 2 tickets per booking per month), dining offers with up to 25% discount at partner restaurants.

Reward Scheme:

  1. Reward Points = Rs. 0.25
  2. Reward Points on every Rs. 100 you spend on retail purchases, 5X Reward Points on dining spending, departmental stores, and grocery purchases.

Standard Chartered EaseMyTrip Credit Card

  • Joining Fee- Rs. 350 (+GST)
  • Annual Fee- Rs. 350 (+GST)

Travel benefits:

You can get complimentary domestic (1 per quarter) & international lounge access (2 per year), a 20% discount on hotel bookings & 10% discount on flight bookings via EaseMyTrip.

Forex Markup:

3.5% of the transaction amount

Reward Scheme:

1 Reward Point = Re. 0.25.

2 Reward Points for every Rs. 100 spent on retail purchases, and 10x Rewards on booking tickets at standalone hotels, apps, or websites.

MakeMyTrip ICICI Bank Signature

  • Joining Fee - Rs. 2,500 (+GST)
  • Renewal Fee -Nil

Travel benefits:

Complimentary domestic (2 per quarter) & international lounge visits (1 per quarter)

Get a bonus of 1,500 My Cash as a welcome benefit (MakeMyTrip offer)

Forex markup

3.5% of the transaction amount

Other benefits:

A discount of 25% on movie tickets through Bookmyshow & Inox, and Exclusive discount offers on dining through the Culinary Treats Programme of ICICI Bank.

Reward scheme:

The rewards you earn are transferred to MakeMyTrip My Wallet as My Cash. 1.25 My Cash on every domestic spend of Rs. 200 and 1.5 My Cash per international spend of Rs. 200.

HDFC Bank RuPay IRCTC Credit Card

  • Joining Fee- Rs. 499
  • Renewal Fee- Rs. 499

Travel benefits:

1 complimentary railway lounge access every quarter.

Forex markup:

3.5% of the transaction amount

Other benefits:

An Amazon voucher worth Rs. 500 if you activate your card and make the first transaction within the first 30 days of the card issuance.

Reward Scheme:

1 Cash Point for every retail spend of Rs. 100 and 5x Cash Points on IRCTC bookings.

The earned Cash Points can be redeemed against travel bookings via IRCTC and other options. 1 Cash Point = up to Re. 1.

Yatra SBI Card

  • Joining fee- Rs. 499 (+GST)
  • Renewal fee- Rs. 499 (+GST)

Travel benefits:

Rs 1000 off on domestic flight bookings on min transaction of Rs 5,000. Rs Rs. 4,000 off on international flight bookings on min transaction of Rs 40,000 and 20% off on domestic hotels

Lounge access- NA

Forex markup

3.5% of the transaction amount

Reward Scheme:

1 RP = Rs 0.25

6 Reward Points per Rs. 100 spent on Movies, Groceries, Entertainment, Departmental Stores, and Dining

So, with these top five travel credit cards, you can make the most out of your travel experiences. Enjoy low forex markup, co-branded benefits, railway bookings, and exclusive rewards that cater to your wanderlust. It's time to pack your bags, select the perfect travel card, and get ready for your next adventure!

Read more: Maximizing Credit Card Benefits: A Smart Shopper's Guide

FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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