Indialends, 21 Oct 2025

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Discover the Top 5 Travel Cards for this Travel Season

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Are you planning your vacation and looking for the perfect travel companion? Look no further! This article will help you find your best travel companion. Let’s learn about the top five travel credit cards that can enhance your travel experience. Whether you're a frequent flyer or an occasional traveler, these cards offer a range of benefits, including low forex markup, co-branded perks, railway bookings, and more. Let's dive into the details and find the ideal travel credit card for you!

SBI ELITE Credit Card

• Joining Fee- Rs. 4999 (+GST)
• Annual Fee- Rs. 4999 (+GST)

Travel benefits:

Complimentary CV (Club Vistara) Membership, complimentary Trident Privilege Red Tier membership, free domestic (8 complimentary visits), and international airport lounge access (6 complimentary visits) per year.

Forex markup:

1.99% on international transactions (better than a lot of other travel cards)

Other benefits:

Free movie tickets every month (max benefit capped at Rs. 6,000 per year and Rs. 250 per ticket, offer valid for at least 2 tickets per booking per month), dining offers with up to 25% discount at partner restaurants.

Reward Scheme:

1. Reward Points = Rs. 0.25
2. Reward Points on every Rs. 100 you spend on retail purchases, 5X Reward Points on dining spending, departmental stores, and grocery purchases.

Standard Chartered EaseMyTrip Credit Card

• Joining Fee- Rs. 350 (+GST)
• Annual Fee- Rs. 350 (+GST)

Travel benefits:

You can get complimentary domestic (1 per quarter) & international lounge access (2 per year), a 20% discount on hotel bookings & 10% discount on flight bookings via EaseMyTrip.

Forex Markup:

3.5% of the transaction amount

Reward Scheme:

1 Reward Point = Re. 0.25.

2 Reward Points for every Rs. 100 spent on retail purchases, and 10x Rewards on booking tickets at standalone hotels, apps, or websites.

MakeMyTrip ICICI Bank Signature

• Joining Fee - Rs. 2,500 (+GST)
• Renewal Fee -Nil

Travel benefits:

Complimentary domestic (2 per quarter) & international lounge visits (1 per quarter)

Get a bonus of 1,500 My Cash as a welcome benefit (MakeMyTrip offer)

Forex markup

3.5% of the transaction amount

Other benefits:

A discount of 25% on movie tickets through Bookmyshow & Inox, and Exclusive discount offers on dining through the Culinary Treats Programme of ICICI Bank.

Reward scheme:

The rewards you earn are transferred to MakeMyTrip My Wallet as My Cash. 1.25 My Cash on every domestic spend of Rs. 200 and 1.5 My Cash per international spend of Rs. 200.

HDFC Bank RuPay IRCTC Credit Card

• Joining Fee- Rs. 499
• Renewal Fee- Rs. 499

Travel benefits:

1 complimentary railway lounge access every quarter.

Forex markup:

3.5% of the transaction amount

Other benefits:

An Amazon voucher worth Rs. 500 if you activate your card and make the first transaction within the first 30 days of the card issuance.

Reward Scheme:

1 Cash Point for every retail spend of Rs. 100 and 5x Cash Points on IRCTC bookings.

The earned Cash Points can be redeemed against travel bookings via IRCTC and other options. 1 Cash Point = up to Re. 1.

Yatra SBI Card

• Joining fee- Rs. 499 (+GST)
• Renewal fee- Rs. 499 (+GST)

Travel benefits:

Rs 1000 off on domestic flight bookings on min transaction of Rs 5,000. Rs Rs. 4,000 off on international flight bookings on min transaction of Rs 40,000 and 20% off on domestic hotels

Lounge access- NA

Forex markup

3.5% of the transaction amount

Reward Scheme:

1 RP = Rs 0.25

6 Reward Points per Rs. 100 spent on Movies, Groceries, Entertainment, Departmental Stores, and Dining

So, with these top five travel credit cards, you can make the most out of your travel experiences. Enjoy low forex markup, co-branded benefits, railway bookings, and exclusive rewards that cater to your wanderlust. It's time to pack your bags, select the perfect travel card, and get ready for your next adventure!

Read more: Maximizing Credit Card Benefits: A Smart Shopper's Guide